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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Sold

Sold·Closed Jun 12, 2026·19 days on market·Recent sales in Julington Creek·Julington Creek

672 Lockwood Lane

St. Johns, FL 32259

$440,000sold priceListed at $450,000 · 97.8% of asking$256/sqftMLS# 2140629
3
Beds
2
Baths
1,719
Sq Ft
1997
Built
2
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $47/mo10,890 sqft lotSingle Family Residence1 story

About this home

Julington Creek

Perfectly sized, fully renovated 3BR/2BA home tucked away on a quiet cul-de-sac in sought-after St. Johns County--ideal for buyers looking to right-size, relocate, or get into top-rated schools without the premium price tag. Step inside to a light-filled, thoughtfully designed layout featuring both a separate dining room and a versatile living room/flex space--ideal for a home office, playroom, or additional sitting area. The open-concept family room is anchored by a cozy wood-burning fireplace and flows seamlessly into the updated eat-in kitchen, complete with stainless steel appliances, new countertops, a deep sink, pendant lighting, and an extended breakfast bar that naturally brings everyone together. New luxury vinyl flooring runs throughout the main living areas and bedrooms, enhancing the home's modern, move-in ready feel. The spacious owner's suite offers a relaxing retreat with a garden bath and separate shower, while the split-bedroom layout provides privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, St. Johns County$585
HOAbilled annually$47
Estimated total, before insurance$3,069/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,651/yr · $471/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,316
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,288 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $412,500 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$343,341$272,418—
2024$353,694$264,033—
2023$341,612$254,886—
2022$300,343$234,126—
2021$212,842$212,842—
2020$208,281$208,281—

2025 property taxes (current owner): $5,651/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
717 Lockwood Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$410,000$2223/21,848940.1
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193110.2
556 Redberry Lane, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTJul 2026$441,000$2264/21,948250.4
237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$2373/22,006970.7
1357 Shootingstar Lane, St. Johns, FL 32259Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$378,000$2124/21,786190.7
304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTSep 2026$450,000$2264/21,9901060.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,719
Acres0.25 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address672 Lockwood Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,890 sq ft
Parcel Number2493516430
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Wood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 24, 2026
Days on Market19
HOA Fees$560 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Management
Tax Amount$5,650.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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