This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Jul 8, 2026·31 days on market·Recent sales in Tamaya·Tamaya
2489 Karatas Court
Jacksonville, FL 32246
12 more homes for sale in Tamaya →Search Tamaya on the map
About this home
Tamaya
Wake up to shimmering lake views from nearly every room in this exceptional Tamaya residence, perfectly positioned on a deep 75-foot waterfront homesite. Designed for both elegance and comfort, this 4BR/3.5BA home with dedicated office and expansive bonus room offers refined living throughout. Enjoy effortless indoor-outdoor living with an extended screened lanai, covered patio off the owner's suite, and a private balcony off the 4th bedroom -- all capturing tranquil water vistas. The generous back yard offers ample space for a future pool. Residents of Tamaya enjoy resort-style amenities including a clubhouse, pools, fitness center, and more--creating a lifestyle as impressive as the home itself.
Next steps in Tamaya
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Concrete — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $918,063 | $780,064 | — |
| 2024 | $875,749 | $757,373 | ▼ $162 |
| 2023 | $859,340 | $733,858 | ▲ $71,958 |
| 2022 | $761,028 | $711,028 | — |
| 2021 | $643,835 | $593,835 | ▲ $85,620 |
| 2020 | $125,000 | $125,000 | ▲ $15,000 |
2025 property taxes (current owner): $18,698/yr
Estimated taxes if purchased at asking price: ~$23,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 8, 2026Closed$1,248,000
- Apr 14, 2026Listed$1,248,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $328/sq ft; this home is listed at $359/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2443 Provati Court, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $675,000 | $266 | 4/2.5 | 2,541 | 117 | 0.3 |
| 2812 Cassia Lane, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $900,000 | $355 | 4/4 | 2,537 | 196 | 0.3 |
| 2790 Cassia Lane, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $953,000 | $368 | 4/3 | 2,591 | 8 | 0.3 |
| 2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $955,000 | $328 | 4/3 | 2,912 | 127 | 0.4 |
| 2119 Brighton Bay Trail W, Jacksonville, FL 32246Listed by US REALTY HUB | Jul 2026 | $525,000 | $207 | 4/2 | 2,537 | 70 | 0.4 |
| 12759 Turtle Lake Lane, Jacksonville, FL 32246Listed by 1 REALTY CORP | Aug 2026 | $499,000 | $192 | 4/2.5 | 2,599 | 4 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tamaya
Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Tamaya homes for sale →Keep looking
More homes in Tamaya
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For Sale2978 Cassia LaneJacksonville, FL 32246
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Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines