Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wynnfield Lakes, Jacksonville — a pool home in Jacksonville.

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Active

Active·Listed today·Wynnfield Lakes

11751 Wynnfield Lakes Circle

Jacksonville, FL 32246

$675,000$201/sqftEst. $3,470/moMLS# 2162260

Beds

Baths

3,361

Sq Ft

2010

Built

Garage

Yes

Pool

About this home

Wynnfield Lakes

Inviting home sits on largest lot with 0.30 Ac along with Heated Pool & Spa for your family's year round enjoyment. The Gourmet Chefs Kitchen offers all SS Appliances; 42: Cherry Cabinets, Granite counters; an expansive pantry and is definite a home for entertaining. you'll love the LVP FLOORS in the Flex Rm; Dining Rm & Entire 2nd fl. Currently covered over to preserve them. Upper floor with open space includes a computer/work space.Oversized bedrooms w/walk-in closets. Owner's Suite has trey ceiling, his/hers huge walk-in closets; Raised Vanities & Garden Tub. Some features: New Roof 2026; LVP floors; New Frig; Pre-wired surround sound & tinted windows. Security Cameras; Ring Doorbell & Outdoor Lighting.While outside, a covered lanai allows entertaining with pool just steps away surrounded with Pavers.There's a fire pit to enjoy on cool evenings also.Completely Fenced will give you a safe space for kids, pets, games & events. Updated landscaping and more; See Features in Docs Sec.

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,470

Principal & Interest: $3,470

Property taxes (est.): $1,102

Insurance (est.): $450

Estimated Total Monthly

$5,022

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,470

Property taxesest. at asking price, Duval County$1,102

HOAbilled annually$7

Estimated total, before insurance$4,579/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,647/yr · $471/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,647/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,816 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000

Price / Sq Ft$201

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,361

Total Structure Area4,097 sq ft

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Other, Pool Sweep, Screen Enclosure

Is WaterfrontNo

Direction FacesWest

Community Information

Address11751 Wynnfield Lakes Circle, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionWynnfield Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Parcel Number1652643020

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Available, Sewer Connected, Water Connected, Water Not Available

Water SourcePublic

Green / EnergyAppliances

ParkingAttached, Covered, Garage, Garage Door Opener

ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Zoned

# of Stories2

LaundryIn Unit, Upper Level

SecurityClosed Circuit Camera(s), Security Lights, Security System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Private