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This home is in Tamaya, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·45 days on market·Tamaya

3053 Fiera Vista Drive

Jacksonville, FL 32246

$1,125,000$388/sqftEst. $5,790/moMLS# 2153433

Beds

Baths

2,901

Sq Ft

2024

Built

Garage

Pool

About this home

Tamaya

Welcome to life between the City and the Sea! Nestled within the gated community of Tamaya, this beautifully designed Mediterranean-style home offers resort living, peaceful water views, and one of the most convenient locations in Jacksonville. Barely lived in and meticulously maintained, this home feels almost new. From the moment you step inside, soaring floor-to-ceiling windows welcome an abundance of natural light while showcasing tranquil lake views that create a peaceful backdrop throughout the home. Designed for both everyday living and entertaining, the flexible floor plan features four bedrooms, including a private guest suite and dedicated office on the first floor. Upstairs, you'll find the spacious primary suite, two additional bedrooms, and a private balcony overlooking the lake and fountain across the street--the perfect spot to enjoy your morning coffee or unwind at the end of the day. The covered lanai overlooks the lake, offering a quiet place to relax and enjoy the

Cost to own

Mortgage calculator

Home Price

$1,125,000

Down Payment: 20%

$225,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$5,790

Principal & Interest: $5,790

Property taxes (est.): $1,837

Insurance (est.): $750

Estimated Total Monthly

$8,377

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$5,790

Property taxesest. at asking price, Duval County$1,837

HOAbilled annually$17

Estimated total, before insurance$7,643/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,407/yr · $1,617/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,575,800 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$820,027	$820,027	—
2024	$125,000	$125,000	—

2025 property taxes (current owner): $19,407/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Price change$1,125,000−$25,000
Jul 2, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,125,000

Price / Sq Ft$388

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,901

Acres0.18 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address3053 Fiera Vista Drive, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionTamaya

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size7,840.8 sq ft

Parcel Number1670667745

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesNatural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Gas Cooktop, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup

SecurityGated with Guard