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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tamaya, Jacksonville — a waterfront home in Jacksonville.

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Active·91 days on market·Tamaya

3053 Fiera Vista Drive

Jacksonville, FL 32246

$1,125,000$388/sqftEst. $6,006/moMLS# 2153433
↓ $25,000 below original list
4
Beds
3
Baths
2,901
Sq Ft
2024
Built
3
Garage
No
Pool

13 more homes for sale in Tamaya →Search Tamaya on the map

FEMA Zone XHOA $17/mo7,841 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Tamaya

Water views front and back, an almost-new feel, and resort-style living in the heart of Jacksonville! This beautifully maintained Mediterranean-style home in gated Tamaya offers an exceptional combination of luxury, location, and lifestyle. Step inside and the first thing you'll notice is the abundance of natural light pouring through dramatic floor-to-ceiling windows, framing peaceful lake views beyond. Barely lived in and meticulously cared for, the home feels fresh and inviting with a flexible floor plan designed for both everyday living and entertaining. The first floor features a private guest suite plus a dedicated office, while upstairs you'll find the spacious primary suite and two additional bedrooms. Step out onto the upstairs balcony and enjoy views of the lake and fountain across the street--a beautiful setting for morning coffee or a quiet end to the day. Out back, the covered lanai overlooks another lake, creating a relaxing waterfront backdrop and giving this home

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$6,006
Property taxesest. at asking price, Duval County$1,837
HOAbilled annually$17
Estimated total, before insurance$7,859/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,407/yr · $1,617/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,125,000
$225,000
Loan Term
Monthly Payment
$6,006
Principal & Interest: $6,006
Property taxes (est.): $1,837
Insurance (est.): $750
Estimated Total Monthly
$8,593
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,575,800 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$820,027$820,027—
2024$125,000$125,000—

2025 property taxes (current owner): $19,407/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Price change$1,125,000−$25,000
  • Jul 2, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,125,000
Price / Sq Ft$388
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,901
Acres0.18 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address3053 Fiera Vista Drive, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionTamaya
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size7,840.8 sq ft
Parcel Number1670667745
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesNatural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Gas Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup
SecurityGated with Guard

Exterior

Exterior FeaturesBalcony
RoofTile
ConstructionStucco

Additional Information

Date ListedJuly 2, 2026
Days on Market80
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA NameTAMAYA - RESIDENTIAL HOMEOWNERS ASSOCIATION INC
Tax Amount$19,407.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tamaya

Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Tamaya homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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