This home is in Tamaya, Jacksonville.

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Active

Active·89 days on market·Tamaya

2443 Provati Court

Jacksonville, FL 32246

$695,000$274/sqftEst. $3,699/moMLS# 2140600

Beds

Baths

2,541

Sq Ft

2019

Built

Garage

Pool

About this home

Tamaya

Take advantage of this attractive price reduction now for a great home in Tamaya. Experience luxury living ''Between the City and the Sea'' in this opulent Jacksonville estate. Nestled in a Tamaya community, this thoughtfully designed home features 4 bedrooms, flex room, formal dining, and nearly 2,500 sq of well appointed space. Immerse yourself in tranquility in the sprawling outdoor oasis and lush landscaping perfect for entertaining or unwinding in privacy. Enjoy the convenience of nearby amenities, top-rated schools, and easy commute to the beach. Don't miss this exclusive opportunity to elevate your lifestyle in this prestigious Jacksonville retreat.

Cost to own

Mortgage calculator

Home Price

$695,000

Down Payment: 20%

$139,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,511

Principal & Interest: $3,511

Est. Taxes & Insurance: $878

Estimated Total Monthly

$4,388

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,699

Property taxesest. at asking price, Duval County$1,135

HOAbilled annually$17

Estimated total, before insurance$4,851/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$638,751	$638,751	—
2024	$607,443	$604,697	—
2023	$587,336	$549,725	▲ $47,945
2022	$523,672	$499,750	—
2021	$454,319	$454,319	▲ $106,712
2020	$343,540	$317,540	▲ $6,427

2025 property taxes (current owner): $16,028/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000

Price / Sq Ft$274

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,541

Acres0.15 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryKernan Trail

MiddleKernan

HighAtlantic Coast

Community Information

Address2443 Provati Court, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionTamaya

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size6,534 sq ft

Parcel Number1652845820

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)