Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tamaya, Jacksonville a waterfront home in Jacksonville.

Photo 1 / 38
Active Under Contract

Active Under Contract·151 days on market·Tamaya

2676 Cassia Lane

Jacksonville, FL 32246

$955,000$328/sqftEst. $4,910/moMLS# 2137559
4
Beds
3
Baths
2,912
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

Tamaya

Welcome to 2676 Cassia Lane in Tamaya -- Jacksonville's premier master-planned community where luxury living meets an unbeatable location. This impeccably designed residence was built for the executive lifestyle: soaring ceilings, an open-concept layout flooded with natural light, and a gourmet kitchen anchored by a grand entertaining island with premium appliances and bespoke cabinetry. Step outside to your own waterfront retreat -- a tranquil outdoor escape perfectly suited for unwinding after a long day or hosting with effortless sophistication. The owner's suite delivers a true spa-caliber experience with a spa bath and custom walk-in wardrobe that rivals any five-star hotel. Tamaya's location is unmatched in Northeast Florida: minutes from Mayo Clinic, University of North Florida, St. Johns Town Center, and a straight shot to Jacksonville Beach. Whether you're relocating for a career opportunity or simply demanding the best, 2676 Cassia Lane delivers the lifestyle you've earn

Cost to own

Mortgage calculator

$955,000
$191,000
Loan Term
Monthly Payment
$4,910
Principal & Interest: $4,910
Property taxes (est.): $1,559
Insurance (est.): $637
Estimated Total Monthly
$7,106
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,910
Property taxesest. at asking price, Duval County$1,559
HOAbilled annually$17
Estimated total, before insurance$6,486/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,070/yr · $1,089/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $786,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$759,929$759,929
2024$787,447$760,058 $123,219
2023$690,962$690,962 $50,806
2022$125,000$125,000

2025 property taxes (current owner): $13,070/yr

Estimated taxes if purchased at asking price: ~$18,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Active Under Contract$955,000
  • Jul 30, 2026Price change$955,000$15,000
  • Mar 31, 2026Listed$970,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$955,000
Price / Sq Ft$328
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,912
Acres0.50 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address2676 Cassia Lane, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionIsabella At Tamaya
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size21,780 sq ft
Parcel Number165282-1385
ZoningSingle Family

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedMarch 31, 2026
Days on Market129
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA NameLeland Management
Tax Amount$13,070
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Tamaya

Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Tamaya homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke