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Active·106 days on market

2676 Cassia Lane

Jacksonville, FL 32246

$970,000$333/sqftEst. $5,163/moMLS# 2137559

Beds

Baths

2,912

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Welcome to 2676 Cassia Lane in Tamaya -- Jacksonville's premier master-planned community where luxury living meets an unbeatable location. This impeccably designed residence was built for the executive lifestyle: soaring ceilings, an open-concept layout flooded with natural light, and a gourmet kitchen anchored by a grand entertaining island with premium appliances and bespoke cabinetry. Step outside to your own waterfront retreat -- a tranquil outdoor escape perfectly suited for unwinding after a long day or hosting with effortless sophistication. The owner's suite delivers a true spa-caliber experience with a spa bath and custom walk-in wardrobe that rivals any five-star hotel. Tamaya's location is unmatched in Northeast Florida: minutes from Mayo Clinic, University of North Florida, St. Johns Town Center, and a straight shot to Jacksonville Beach. Whether you're relocating for a career opportunity or simply demanding the best, 2676 Cassia Lane delivers the lifestyle you've earn

Cost to own

Mortgage calculator

Home Price

$970,000

Down Payment: 20%

$194,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,900

Principal & Interest: $4,900

Est. Taxes & Insurance: $1,225

Estimated Total Monthly

$6,125

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,163

Property taxesest. at asking price, Duval County$1,584

HOAbilled annually$17

Estimated total, before insurance$6,763/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $786,000 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$759,929	$759,929	—
2024	$787,447	$760,058	▲ $123,219
2023	$690,962	$690,962	▲ $50,806
2022	$125,000	$125,000	—

2025 property taxes (current owner): $13,070/yr

Estimated taxes if purchased at asking price: ~$19,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History