This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 31, 2026·4 days on market·Recent sales in Jacksonville
12759 Turtle Lake Lane
Jacksonville, FL 32246
About this home
Jacksonville
Tucked into the sought-after Indian Springs community, this beautifully renovated 4/2.5 pond-front home is move-in ready! Enjoy peaceful water views and easy access to the community pool and tennis courts. The top-to-bottom renovation features a new kitchen with quartz counters and stainless appliances, updated baths, new flooring, fresh paint, updated lighting, and a brand-new 2026 roof. Just 13 minutes from Neptune Beach with a low $36/month HOA. For added peace of mind, the seller is providing a 1-year home warranty covering A/C and heating systems, ductwork, electrical, plumbing, water heater, refrigerator, dishwasher, built-in microwave, range/oven/cooktop, washer/dryer, garbage disposal, ceiling fans, garage door openers, and more. Additional benefits include re-key service, permits, code violations, refrigerant recapture and disposal, and removal of defective equipment. Schedule your private showing!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 31, 2026Closed$499,000
- Aug 28, 2026Pending$499,000
- Aug 13, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $410,000 | $198 | 3/2 | 2,073 | 105 | 0.5 |
| 12620 Barnsbury Court, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $460,000 | $247 | 4/2 | 1,863 | 36 | 0.5 |
| 2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Sep 2026 | $435,455 | $235 | 3/2 | 1,850 | 2 | 0.6 |
| 13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS | Sep 2026 | $365,000 | $189 | 3/2 | 1,935 | 135 | 0.8 |
| 2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $955,000 | $328 | 4/3 | 2,912 | 127 | 0.9 |
| 13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $595,000 | $240 | 4/2 | 2,480 | 87 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: 1 REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines