This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.
$1,399,9996 bd · 5 ba · 4,124 sq ft
Active·50 days on market·Tamaya
2978 Cassia Lane
Jacksonville, FL 32246
11 more homes for sale in Tamaya →Search Tamaya on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Tamaya
Luxury waterfront living awaits in this stunning custom built Mediterranean style home in the prestigious gated community of Tamaya. Situated on a premium waterfront lot, this 6 bedroom, 5 bath residence offers over 4,000 square feet of beautifully designed living space with breathtaking water views and high end finishes throughout. The gourmet kitchen features an oversized quartz island, marble backsplash, premium appliances, double pantries, a gas range with pot filler, and a wine chiller. The spacious first floor primary suite offers custom closets and a spa inspired bath with a frameless glass shower and soaking tub. Additional highlights include luxury wood flooring, designer lighting, whole home water filtration, a tankless water heater, EV charger, integrated security system, and spectacular sunset views. A complete list of upgrades is available in the MLS documents.
Next steps in Tamaya
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 5 mi · 15 parking spaces
Closest park or preserve
Dutton Island Preserve25 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Park11 min drive · Soccer
Closest grocery store
Sprouts Farmers Market4 min drive · 12675 Beach Blvd,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $984,605 | $984,605 | — |
| 2025 | $1,053,309 | $1,053,309 | — |
| 2024 | $1,012,079 | $1,012,079 | ▲ $31,052 |
| 2023 | $884,827 | $758,506 | ▲ $32,720 |
| 2022 | $824,763 | $734,958 | — |
| 2021 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $23,981/yr
Estimated taxes if purchased at asking price: ~$27,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 24, 2026Price change$1,399,999−$100,000
- Aug 8, 2026Price change$1,499,999−$50,000
- Jul 29, 2026Price change$1,549,999−$49,001
- Jul 1, 2026Listed$1,599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $328/sq ft; this home is listed at $339/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2610 Cassia Lane, Jacksonville, FL 32246Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Jun 2026 | $980,000 | $321 | 4/3 | 3,050 | 4 | 0.2 |
| 2752 Tartus Drive, Jacksonville, FL 32246Listed by CASTILLO REAL ESTATE JAX | Jun 2026 | $975,000 | $327 | 3/3.5 | 2,979 | 149 | 0.2 |
| 2696 Ostia Circle, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $1,090,000 | $316 | 5/4 | 3,451 | 52 | 0.3 |
| 2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $955,000 | $328 | 4/3 | 2,912 | 127 | 0.3 |
| 3055 Spiro Circle, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLC | Jul 2026 | $1,700,000 | $423 | 5/4 | 4,016 | 14 | 0.3 |
| 3149 Spiro Circle, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,925,000 | $362 | 6/4.5 | 5,315 | 122 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tamaya
Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Tamaya homes for sale →Keep looking
More homes in Tamaya
Under Contract13021 Pechora CourtJacksonville, FL 32246
5 bd · 4 ba · 3,440 sq ft
$1,375,000Est. $7,318/moExperience refined living in this 5BR/4BA Spanish-style residence in sought-after Tamaya. A Tuscan stone elevation,…
Listing Office: keller williams realty atlantic partners southside
Under Contract3033 Savona CourtJacksonville, FL 32246
5 bd · 4.5 ba · 3,516 sq ft
$1,325,000Est. $7,052/moStunning custom built waterfront pool home in the prestigious gated community of Tamaya! Situated on a premium…
Listing Office: the legends of real estate
For Sale3053 Fiera Vista DriveJacksonville, FL 32246
4 bd · 3 ba · 2,901 sq ft
$1,115,000Est. $5,934/moWater views front and back, an almost-new feel, and resort-style living in gated Tamaya! Barely lived in and…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale2815 Marmaris DriveJacksonville, FL 32246
5 bd · 4.5 ba · 3,940 sq ft
$1,795,000Est. $9,554/moA truly one-of-a-kind home situated on over 1/3 acre premium preserve lot, this exceptional residence was thoughtfully…
Listing Office: berkshire hathaway homeservices florida network realty
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines