This home is in Pirates Wood, Yulee — a waterfront home in Nassau County.
Sold·Closed Aug 24, 2026·17 days on market·Recent sales in Pirates Wood·Pirates Wood
97145 Blackbeards Way
Yulee, FL 32097
4 more homes for sale in Pirates Wood →Search Pirates Wood on the map
About this home
Pirates Wood
Step into the coastal lifestyle you've been dreaming of in this Pirates Wood waterfront home. This charming 3BR/2BA, 1,488 sqft property sits on .75 acres with exceptional deep-water access on the Bells River. Enjoy a large screened deck and open patio ideal for relaxing, entertaining, or taking in the river breeze. A private deep-water dock with 30-amp power, boat lift, and floating dock with approx. 6 ft. at low tide offers true boater convenience. The home features a durable metal roof and a 2024 A/C, providing peace of mind for years to come. Storage is unmatched with an attached 2-car garage plus a 20'x40' detached garage with 16 ft. door and 50-amp plug, perfect for RVs, boats, or a workshop. Pirates Wood residents enjoy a community floating dock, boat ramp, pool, and clubhouse rental, creating a rare blend of privacy, amenities, and authentic riverfront living.
Next steps in Pirates Wood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Metal — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,690 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $820,545 | $230,959 | — |
| 2024 | $629,193 | $223,742 | — |
| 2023 | $577,464 | $215,769 | — |
| 2022 | $501,215 | $189,066 | — |
| 2021 | $449,956 | $182,103 | — |
| 2020 | $382,698 | $178,898 | — |
2025 property taxes (current owner): $3,705/yr
Estimated taxes if purchased at asking price: ~$12,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 1, 2026Closed$810,000
- Jul 7, 2026Pending$810,000
- Jun 19, 2026Listed$810,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $544/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 97236 Pirates Way, Yulee, FL 32097Listed by ATLANTIC SALT REALTY | Sep 2026 | $400,000 | $266 | 3/2 | 1,503 | 95 | 0.7 |
| 87122 Villa Lane, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $335,000 | $243 | 3/2 | 1,378 | 84 | 1.1 |
| 87061 Farnsworth Lane, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 111 | 1.1 |
| 87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 51 | 1.2 |
| 87430 Haven Road, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $255,000 | $190 | 3/2 | 1,344 | 82 | 1.3 |
| 96535 Granite Trail, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jun 2026 | $479,000 | $278 | 3/2 | 1,722 | 60 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pirates Wood
Pirates Wood is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Pirates Wood homes for sale →Keep looking
More homes in Pirates Wood
For Sale97260 Pirates Point RoadYulee, FL 32097
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$850,000Est. $4,524/moWATERFRONT LIVING TAKES CENTER STAGE in this FULLY RENOVATED Pirate's Wood home with SWEEPING WATER VIEWS punctuated by…
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For Sale97146 Pirates Point RoadYulee, FL 32097
3 bd · 2 ba · 2,443 sq ft
$865,000Est. $4,604/moRare one-acre WATERFRONT estate with panoramic marsh views that stretch to historic downtown Fernandina Beach, bring…
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For Sale97098 Pirates Point RoadYulee, FL 32097
3 bd · 2 ba · 1,645 sq ft
$600,000Est. $3,193/moDiscover a beautifully maintained residence offering a perfect blend of classic charm and comfort in the heart of…
Listing Office: sand dollar realty group inc
Pending97028 Landing TrailYulee, FL 32097
4 bd · 2.5 ba · 3,342 sq ft
$1,139,900Est. $6,067/moWaterfront living with a true coastal feel awaits at 97028 Landing Trail in Pirates Wood. Set on nearly an acre with…
Listing Office: summer house realty
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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