Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Falls, St. Augustine — a waterfront home in St. Johns County.

Photo 1 / 45
Sold

Sold·Closed Aug 14, 2026·101 days on market·Recent sales in Silver Falls·Silver Falls

55 Platte Court

St. Augustine, FL 32092

$589,480sold priceListed at $589,480 · 100% of asking$221/sqftMLS# 2139915
4
Beds
3.5
Baths
2,663
Sq Ft
2026
Built
2
Garage
No
Pool

42 more homes for sale in Silver Falls →Search Silver Falls on the map

FEMA Zone XHOA $12/mo8,276 sqft lotWaterfrontSingle Family Residence1 storyNew construction

About this home

Silver Falls

MOVE-IN READY! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Sierra Bonus floor plan by Lennar Homes, featuring 4 bedrooms, 3.5 bathrooms, and a 2-car garage. This home includes Lennar's Everything's Included package with 42'' white cabinets, white quartz kitchen countertops, and stainless steel appliances (range, dishwasher, microwave, and refrigerator). Ceramic wood tile flows through all wet areas and extends into the family, dining, and hall spaces. Additional features include quartz vanities, a water heater, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,265
Property taxesest. at asking price, St. Johns County$784
HOAbilled annually$12
Estimated total, before insurance$4,062/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$589,480
$117,896
Loan Term
Monthly Payment
$3,265
Principal & Interest: $3,265
Property taxes (est.): $784
Insurance (est.): $393
Estimated Total Monthly
$4,443
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,504,600 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$90,000$90,000—
2024$70,000$70,000—

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$589,480
  • Jul 27, 2026Pending$589,480
  • Jul 7, 2026Price change$589,480+$10,000
  • Apr 14, 2026Listed$579,480

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$487,990$2573/21,897860.3
63 Walloon Cove, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$442,490$2364/2.51,87510.3
42 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$499,990$2214/3.52,263150.3
262 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$579,990$2304/2.52,52100.4
85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$478,990$2523/21,89710.4
101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$492,990$2184/3.52,263350.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,480
Price / Sq Ft$221
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,663
Acres0.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address55 Platte Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Falls
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number0269411760

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 14, 2026
Days on Market101
HOA Fees$144 / Annually
HOA FrequencyAnnually
HOA NameSilverLeaf Master
Tax Amount$1,212.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Falls

Silver Falls is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silver Falls homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines