This home is in Silver Falls, St. Augustine.
Active·93 days on market·Silver Falls
55 Platte Court
St. Augustine, FL 32092
About this home
Silver Falls
MOVE-IN READY! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Sierra Bonus floor plan by Lennar Homes, featuring 4 bedrooms, 3.5 bathrooms, and a 2-car garage. This home includes Lennar's Everything's Included package with 42'' white cabinets, white quartz kitchen countertops, and stainless steel appliances (range, dishwasher, microwave, and refrigerator). Ceramic wood tile flows through all wet areas and extends into the family, dining, and hall spaces. Additional features include quartz vanities, a water heater, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,504,600 in March 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $90,000 | $90,000 | — |
| 2024 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $1,212/yr
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 7, 2026Price change$589,480+$10,000
- Apr 14, 2026Listed$579,480
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silver Falls
Silver Falls is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silver Falls homes for sale →Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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