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Active

Active·106 days on market

642 Windchime Street

Yulee, FL 32097

$364,670$232/sqftEst. $1,859/moMLS# 2139039
2
Beds
2
Baths
1,569
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Yulee

Paired Villa - Single-Story 2BR/2BA with a study! Enjoy low-maintenance living in this 1,569 sq. ft. paired villa featuring 2 bedrooms, 2 bathrooms, study and a 2-car garage. The thoughtfully designed single-story layout offers convenience and comfort, with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a stylish, durable touch. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. This home combines elegance and functionality, making it the perfect choice for modern living.

Cost to own

Mortgage calculator

$364,670
$72,934
Loan Term
Monthly Payment
$1,859
Principal & Interest: $1,859
Property taxes (est.): $503
Insurance (est.): $243
Estimated Total Monthly
$2,606
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,859
Property taxesest. at asking price, Nassau County$503
HOAbilled annually$102
Estimated total, before insurance$2,464/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,147 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 8, 2026Listed$364,670

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$364,670
Price / Sq Ft$232
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,569
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address642 Windchime Street, Yulee, FL 32097
Area472-Oneil/Nassaville/Holly Point
SubdivisionWildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Dog Park, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Firewall(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 8, 2026
Days on Market76
HOA Fees$1,219.36 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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