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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Active

$344,9993 bd · 2.5 ba · 1,774 sq ft

Active·282 days on market

681 Windchime Street

Yulee, FL 32097

$344,999$194/sqftEst. $1,881/mo mortgageMLS# 2128148
↓ $5,000 below original list
3
Beds
2.5
Baths
1,774
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $102/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

Modern, Maintenance-Free Living in Wildlight Discover a home that perfectly balances modern style, comfort, and everyday convenience in the vibrant Wildlight community of Yulee, FL. Offering 1,774 square feet of thoughtfully crafted living space, this boutique-style townhome features three bedrooms, two-and-a-half bathrooms, and a spacious two-car garage, all designed to support a carefree, low-maintenance lifestyle. The open-concept floor plan creates a welcoming atmosphere ideal for entertaining guests and enjoying quality time with family. Luxury vinyl plank flooring flows throughout the main living areas, adding a refined touch while providing lasting durability. At the heart of the home, the gourmet kitchen shines with elegant quartz countertops, contemporary cabinetry, and ample space for cooking, gathering, and creating lasting memories.

Next steps in Yulee

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,881
Property taxesest. at asking price, Nassau County$462
HOAbilled annually$102
Estimated total, before insurance$2,444/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$344,999
$69,000
Loan Term
Monthly Payment
$1,881
Principal & Interest: $1,881
Property taxes (est.): $462
Insurance (est.): $230
Estimated Total Monthly
$2,573
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $491,300 in January 2026(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$40,000$40,000—

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$344,999−$5,000
  • Sep 25, 2026Price change$349,999+$494
  • Feb 2, 2026Listed$349,505

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
642 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYOct 2026$364,670$2322/21,5691490
718 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYOct 2026$375,000$2142/21,7552530
704 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYOct 2026$374,530$2372/21,5812130
710 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYSep 2026$369,910$2123/21,7432060
694 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYAug 2026$400,000$2293/21,743780
1100 Wildlight Avenue, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYAug 2026$374,970$2303/21,6311960.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$344,999
Price / Sq Ft$194
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,774
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address681 Windchime Street, Yulee, FL 32097
Area480-Nassau County-Yulee North
SubdivisionWildlight
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Dimensions20' FL TH
Parcel Number503N27101101150000

Amenities

AmenitiesPool
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCounty Road

Additional Information

Date ListedFebruary 2, 2026
Days on Market282
HOA Fees$1,219.36 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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