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Active

Active·183 days on market

718 Windchime Street

Yulee, FL 32097

$389,030$222/sqftEst. $1,984/moMLS# 2126120

Beds

Baths

1,755

Sq Ft

2026

Built

Garage

Pool

About this home

Yulee

Elegant Single-Story End Unit - 3BR/2BA Experience comfort and style in this 1,634 sq. ft. new construction home featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. This thoughtfully designed single-story layout offers easy living with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a modern, durable finish. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Enjoy the privacy and natural light of an end unit. This home combines convenience, elegance, and functionality—ideal for today's lifestyle!

Cost to own

Mortgage calculator

Home Price

$389,030

Down Payment: 20%

$77,806

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,984

Principal & Interest: $1,984

Property taxes (est.): $537

Insurance (est.): $259

Estimated Total Monthly

$2,780

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,984

Property taxesest. at asking price, Nassau County$537

HOAbilled annually$102

Estimated total, before insurance$2,622/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History