Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Pending

Pending·259 days on market

688 Windchime Street

Yulee, FL 32097

$394,999$225/sqftEst. $2,171/mo mortgageMLS# 2128639

↓ $4,696 below original list

Beds

Baths

1,755

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $102/moTownhouse1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

Elegant Paired Villa Living in Wildlight Discover the perfect blend of comfort, style, and maintenance-free living in this beautifully designed paired villa located in the highly sought-after Wildlight community of Yulee, FL. Offering 1,743 square feet of thoughtfully crafted single-story living space, this charming home features two bedrooms, two bathrooms, a private study, and a spacious two-car garage, creating the ideal setting for a carefree, low-maintenance lifestyle. Step inside to an inviting open-concept floor plan where natural light and thoughtful design come together to create a warm, welcoming atmosphere. Luxury vinyl plank flooring flows throughout the main living areas, delivering both modern elegance and everyday durability. At the heart of the home, the chef-inspired kitchen showcases stunning quartz countertops, sleek cabinetry, and generous prep space, making it the perfect place to cook, entertain, and connect with family and friends.

Next steps in Yulee

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,171

Property taxesest. at asking price, Nassau County$545

HOAbilled annually$102

Estimated total, before insurance$2,818/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$394,999

Down Payment: 20%

$79,000

Interest Rate: 7.32%

Loan Term

Monthly Payment

$2,171

Principal & Interest: $2,171

Property taxes (est.): $545

Insurance (est.): $263

Estimated Total Monthly

$2,979

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Beach access 35, S Fletcher Ave. & Manatee Ave.
about 12 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenway
about 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Ramp
about 4 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Access
about 6 mi · Boggy Creek
Closest grocery store
Publix
about 1 mi · 76010 William Burgess Blvd, Yulee

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 3, 2026Pending$394,999
Sep 25, 2026Price change$394,999−$4,696
Feb 5, 2026Listed$399,695

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $225/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
704 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Oct 2026	$374,530	$237	2/2	1,581	213	0
710 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Sep 2026	$369,910	$212	3/2	1,743	206	0
694 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Aug 2026	$400,000	$229	3/2	1,743	78	0
1100 Wildlight Avenue, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Aug 2026	$374,970	$230	3/2	1,631	196	0.1
701 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Aug 2026	$320,000	$181	3/2.5	1,769	111	0.1
693 Windchime Street, Yulee, FL 32097Listed by WEEKLEY HOMES REALTY	Aug 2026	$320,000	$181	3/2.5	1,769	117	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$394,999

Price / Sq Ft$225

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,755

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleContemporary

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address688 Windchime Street, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Dimensions30' FL Villas

Parcel Number503N27101100390000

Amenities

AmenitiesPool

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road FrontageCounty Road

Additional Information

Date ListedFebruary 5, 2026

Days on Market240

HOA Fees$1,219.36 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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