Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reflections, Ponte Vedra — a new construction home in Nocatee.

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Pending

Pending·142 days on market·Reflections

277 Dawes Avenue

Ponte Vedra, FL 32081

$759,160$316/sqftEst. $3,903/moMLS# 2138904

Beds

Baths

2,399

Sq Ft

2026

Built

Garage

Pool

About this home

Reflections

Experience the Seahorse, a thoughtfully designed new construction home that blends comfort, space, and location into one exceptional opportunity. Just shy of 2,400 square feet, this 3-bedroom, 2.5-bath home with a loft offers a layout that mirrors the community's model home, giving you a proven design that buyers love. The main level showcases a private owner's suite and an expansive living area filled with natural sunlight, creating a warm and inviting atmosphere perfect for both everyday living and hosting guests. The open flow makes it easy to stay connected, whether you're relaxing or entertaining. Upstairs, an inviting loft provides flexible space for a media room, office, or play area, complemented by two generously sized secondary bedrooms that offer comfort and privacy for family or guests. Positioned on a preserve homesite in a quiet cul-de-sac, this home delivers both tranquility and convenience.

Cost to own

Mortgage calculator

Home Price

$759,160

Down Payment: 20%

$151,832

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,903

Principal & Interest: $3,903

Property taxes (est.): $1,010

Insurance (est.): $506

Estimated Total Monthly

$5,419

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,903

Property taxesest. at asking price, St. Johns County$1,010

HOAbilled annually$70

Estimated total, before insurance$4,983/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$759,160

Price / Sq Ft$316

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,399

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address277 Dawes Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Insulation, Lighting, Thermostat, Water Heater, Windows

ParkingGarage, Garage Door Opener