This home is in Reflections, Ponte Vedra.

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Pending

Pending·182 days on market·Reflections

38 Jetsam Lane

Ponte Vedra, FL 32081

$763,211$280/sqftEst. $4,062/moMLS# 2125278

Beds

Baths

2,729

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Reflections

This stunning Royal Faulkner home is a spacious 2-story residence offering 2,729 sq. ft. of elegant living space. It features four bedrooms, four bathrooms, & a versatile bonus room, including one of the four bathrooms upstairs. Upon entering, you'll find a welcoming foyer that leads to a gallery and flex room, conveniently situated adjacent to the fourth bedroom and full bath—creating a private, secluded suite at the front of the home. The heart of the home boasts an open-concept kitchen, dining, and great room, ideal for entertaining. A large covered lanai at the rear provides seamless indoor-outdoor living and outdoor entertaining space. The luxurious master suite includes an ensuite bathroom and an expansive walk-in closet, offering ample storage for the homeowner. Two additional bedrooms share a well-appointed hall bath. A practical family foyer and a separate laundry room are tucked away in a private area, enhancing functionality and organization throughout the home.

Cost to own

Mortgage calculator

Home Price

$763,211

Down Payment: 20%

$152,642

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,879

Principal & Interest: $3,879

Est. Taxes & Insurance: $970

Estimated Total Monthly

$4,849

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,062

Property taxesest. at asking price, St. Johns County$1,016

HOAbilled annually$70

Estimated total, before insurance$5,148/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$763,211

Price / Sq Ft$280

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,729

Acres0.21 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2.5

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesSouth

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address38 Jetsam Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size9,147.6 sq ft

Parcel Number0705041130

ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Off Street, On Street

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Split System

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)