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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·102 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive N 828

Jacksonville, FL 32224

$184,000sold priceListed at $190,000 · 96.8% of asking$162/sqftMLS# 2137265
2
Beds
2
Baths
1,138
Sq Ft
2002
Built
—
Garage
No
Pool
FEMA Zone XHOA $373/moCondominium1 story

About this home

Jacksonville

Welcome to this beautifully maintained 2 bedroom, 2 bathroom second floor condo in one of the most desirable areas of Jacksonville. This light filled unit offers peaceful views of a wooded preserve from every window, creating a serene backdrop you'll love coming home to. Inside, you'll find thoughtfully updated features including updated bathroom vanities and stylish lighting that add a fresh, contemporary touch. The open layout provides a balance of airy but cozy living. Ideally located near A-rated schools, shopping, dining, and just a short drive to Jacksonville Beach or St. Johns Town Center, this home combines convenience with low maintenance living! Whether you're a first-time buyer, downsizing, or investing, this condo offers the perfect blend of location, comfort, and lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,019
Property taxesest. at asking price, Duval County$300
HOAbilled monthly$373
Estimated total, before insurance$1,692/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,336/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,000
$36,800
Loan Term
Monthly Payment
$1,019
Principal & Interest: $1,019
Property taxes (est.): $300
Insurance (est.): $123
Estimated Total Monthly
$1,442
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$186,875$186,875▼ $16,800
2024$203,675$127,089▲ $8,925
2023$194,750$121,932—
2022$166,925$116,925—
2021$127,575$127,575—
2020$119,175$119,175—

2025 property taxes (current owner): $3,336/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$190,000
  • Jul 11, 2026Active Under Contract$190,000
  • Jun 3, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 N Sutton Park Drive 833, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$190,000$1572/21,212270
13810 Sutton Park Drive N 1039, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$185,000$1632/21,13850.1
13810 Sutton Park Drive N 1239, Jacksonville, FL 32224Listed by REAL BROKER LLCSep 2026$182,500$1602/21,138780.1
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive N 1210, Jacksonville, FL 32224Listed by ALKO REALTY LLCAug 2026$187,500$1652/21,13810.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$190,000
Price / Sq Ft$167
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,138
Year Built2002
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address13810 Sutton Park Drive N 828, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677342020
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Storage
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch, Screened
FencingOther
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market102
HOA Fees$372.77 / Monthly
HOA FrequencyMonthly
HOA NameThe Grand Reserve
HOA Fee IncludesSewer, Water
Tax Amount$3,335.99
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASTILLO REAL ESTATE JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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