Skip to main content

This home is in Jacksonville.

Photo 1 / 49
Active Under Contract

Active Under Contract·44 days on market

13810 Sutton Park Drive N 828

Jacksonville, FL 32224

$190,000$167/sqftEst. $1,011/moMLS# 2137265
2
Beds
2
Baths
1,138
Sq Ft
2002
Built
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautifully maintained 2 bedroom, 2 bathroom second floor condo in one of the most desirable areas of Jacksonville. This light filled unit offers peaceful views of a wooded preserve from every window, creating a serene backdrop you'll love coming home to. Inside, you'll find thoughtfully updated features including updated bathroom vanities and stylish lighting that add a fresh, contemporary touch. The open layout provides a balance of airy but cozy living. Ideally located near A-rated schools, shopping, dining, and just a short drive to Jacksonville Beach or St. Johns Town Center, this home combines convenience with low maintenance living! Whether you're a first-time buyer, downsizing, or investing, this condo offers the perfect blend of location, comfort, and lifestyle.

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$966
Principal & Interest: $966
Est. Taxes & Insurance: $241
Estimated Total Monthly
$1,207
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,011
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$373
Estimated total, before insurance$1,694/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$186,875$186,875 $16,800
2024$203,675$127,089 $8,925
2023$194,750$121,932
2022$166,925$116,925
2021$127,575$127,575
2020$119,175$119,175

2025 property taxes (current owner): $3,336/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 11, 2026Active Under Contract$190,000
  • Jun 3, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000
Price / Sq Ft$167
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,138
Year Built2002
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13810 Sutton Park Drive N 828, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionThe Grand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677342020
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Storage
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch, Screened
FencingOther
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market103
HOA Fees$372.77 / Monthly
HOA FrequencyMonthly
HOA NameThe Grand Reserve
HOA Fee IncludesSewer, Water
Tax Amount$3,335.99
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASTILLO REAL ESTATE JAX

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke