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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Shores, Jacksonville Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 12, 2026·52 days on market·Recent sales in Atlantic Shores·Atlantic Shores

2802 2nd Street S

Jacksonville Beach, FL 32250

$1,220,000sold priceListed at $1,390,000 · 87.8% of asking$449/sqftMLS# 2137112
4
Beds
3
Baths
2,716
Sq Ft
1982
Built
2
Garage
Yes
Pool

9 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map

No HOA5,663 sqft lotSingle Family Residence3 stories

About this home

Atlantic Shores

Architecturally striking & perfectly positioned just 2 blocks from the beach, this unique home blends coastal living with distinctive design. The home's architectural lines & thoughtfully curated spaces set it apart from anything else on the market; natural light fills the interior, highlighting soaring ceilings, custom touches & seamless indoor-outdoor flow. Designed to inspire creativity & connection, it offers flexible spaces for work, artistic pursuits & wellness practices. The airy studio-style areas & peaceful retreats create an environment where ideas flow as easily as the ocean breeze. Whether hosting clients, creating art, or simply seeking a more intentional lifestyle, this home provides the perfect backdrop for inspiration, productivity & relaxation. The living areas create an inviting atmosphere while outdoor spaces encourage you to step away from the screen & recharge in the fresh coastal air.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,758
Property taxesest. at asking price, Duval County$1,992
Estimated total, before insurance$8,750/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,633/yr · $219/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,220,000
$244,000
Loan Term
Monthly Payment
$6,758
Principal & Interest: $6,758
Property taxes (est.): $1,992
Insurance (est.): $813
Estimated Total Monthly
$9,563
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$797,596$133,901—
2024$843,415$134,279▼ $695
2023$857,611$128,912—
2022$743,105$123,701—
2021$610,226$118,642—
2020$600,935$116,314—

2025 property taxes (current owner): $2,633/yr

Estimated taxes if purchased at asking price: ~$23,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $407/sq ft; this home is listed at $512/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.1
2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$1,299,000$3755/43,46810.1
487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLCSep 2026$905,000$4403/2.52,058570.3
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.4
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.4
3504 Bay Island Circle, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTSJul 2026$810,000$3474/32,33290.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,390,000
Price / Sq Ft$512
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,716
Total Structure Area3,694 sq ft
Acres0.13 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Waterfall
Is WaterfrontNo
Direction FacesEast

Community Information

Address2802 2nd Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionAtlantic Shores
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,662.8 sq ft
Lot Dimensions45x129
Parcel Number1806890020
ZoningSingle Family

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySecurity System Owned

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck, Patio
FencingBack Yard, Privacy
RoofMetal
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 3, 2026
Days on Market52
Tax Amount$2,632.98
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Shores

Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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