This home is in Atlantic Shores, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 26, 2026·238 days on market·Recent sales in Atlantic Shores·Atlantic Shores
259 32nd Avenue S
Jacksonville Beach, FL 32250
9 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map
About this home
Atlantic Shores
FRESHLY PAINTED EXTERIOR!! Coastal luxury awaits in this impeccably maintained 4-bedroom, 3-bath home ideally situated east of A1A, just steps from the ocean. Thoughtfully upgraded throughout, this residence blends timeless design with modern comfort in one of Jacksonville Beach's most desirable locations. The first floor features rich hardwood flooring, a private guest suite w/ a full bath, & an inviting living area centered around a gas fireplace. The gourmet kitchen is equipped w/ KitchenAid stainless steel appliances, a gas range, vented hood, wall oven, microwave, & a newly installed Ca'Lefort wine refrigerator. Additional highlights include hurricane-impact windows, a water softener, smooth ceilings, wide baseboards, and refined architectural details throughout. The one-car garage provides convenience, while the private outdoor living space with an outdoor shower offers the perfect setting for beachside living.
Next steps in Atlantic Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $984,237 | $238,096 | — |
| 2024 | $1,049,945 | $230,679 | ▼ $112 |
| 2023 | $1,073,379 | $222,504 | — |
| 2022 | $961,816 | $214,567 | — |
| 2021 | $737,603 | $206,862 | — |
| 2020 | $723,226 | $203,316 | ▲ $58,668 |
2025 property taxes (current owner): $4,555/yr
Estimated taxes if purchased at asking price: ~$21,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Closed$1,125,000
- Aug 7, 2026Pending$1,125,000
- Aug 7, 2026Active$1,125,000
- Jul 24, 2026Active Under Contract$1,125,000
- Nov 25, 2025Listed$1,125,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $453/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLC | Sep 2026 | $905,000 | $440 | 3/2.5 | 2,058 | 57 | 0.1 |
| 3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $885,000 | $357 | 4/3 | 2,481 | 5 | 0.3 |
| 3504 Bay Island Circle, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS | Jul 2026 | $810,000 | $347 | 4/3 | 2,332 | 9 | 0.3 |
| 829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $865,500 | $407 | 4/2.5 | 2,124 | 11 | 0.4 |
| 3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,895,000 | $679 | 3/3.5 | 2,790 | 18 | 0.4 |
| 3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLC | Sep 2026 | $800,000 | $415 | 3/2 | 1,928 | 7 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Atlantic Shores
Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Atlantic Shores homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines