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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Shores, Jacksonville Beach.

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Pending

$2,195,000Pending4 bd · 3.5 ba · 2,785 sq ft

Pending·43 days on market·Atlantic Shores

28 26th Avenue S

Jacksonville Beach, FL 32250

$2,195,000$788/sqftEst. $11,967/mo mortgageMLS# 2151351
4
Beds
3.5
Baths
2,785
Sq Ft
2016
Built
2
Garage
No
Pool

6 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map

FEMA Zone AENo HOA3,485 sqft lotSingle Family Residence3 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Shores

Welcome to 28 26th Avenue South, where luxury coastal living meets timeless craftsmanship. Perfectly positioned on one of Jacksonville Beach's most coveted oceanfront streets, this custom-built three-story residence is just steps from the sand. Start your mornings walking your dog along the shoreline as the sun rises over the Atlantic, or end the day with an evening stroll to the beach with the family to watch the sunset. This is the beach lifestyle you've been dreaming of. Built in 2016 and thoughtfully upgraded throughout, this exceptional home offers over three levels of beautifully designed living space featuring 4 bedrooms, a dedicated movie room, and pre-wiring for a future elevator with an existing elevator shaft already in place for easy installation. From the moment you arrive, the lush professional landscaping and impressive double-door entry create unforgettable curb appeal worthy of a magazine cover. Inside, rich wood flooring, custom millwork, crown molding

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$11,967
Property taxesest. at asking price, Duval County$3,593
Estimated total, before insurance$15,560/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,850/yr · $1,071/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,195,000
$439,000
Loan Term
Monthly Payment
$11,967
Principal & Interest: $11,967
Property taxes (est.): $3,593
Insurance (est.): $1,463
Estimated Total Monthly
$17,023
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$1,430,548$707,056▲ $76,000
2025$1,333,741$687,805—
2024$1,548,578$667,714▼ $151
2023$1,077,139$646,810—
2022$979,591$626,515—
2021$692,902$606,811—
2020$680,490$597,743—

2025 property taxes (current owner): $12,850/yr

Estimated taxes if purchased at asking price: ~$43,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 13, 2026Pending$2,195,000
  • Sep 29, 2026Active$2,195,000
  • Jul 28, 2026Pending$2,195,000
  • Jun 19, 2026Listed$2,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $788/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$1,299,000$3755/43,46810.2
3318 1st Street, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$2,350,000$8604/3.52,733990.3
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.3
487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLCSep 2026$905,000$4403/2.52,058570.4
3009 Antigua Drive, Jacksonville Beach, FL 32250Listed by RADIANT REALTYOct 2026$850,000$3913/22,17270.5
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$2,195,000
Price / Sq Ft$788
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,785
Acres0.08 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address28 26th Avenue S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionAtlantic Shores
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size3,484.8 sq ft
Parcel Number1816130000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewBeach

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric, Split System
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsMulti/Split, Three Or More
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Kitchen
Lot DescriptionZero Lot Line
Patio / PorchFront Porch, Rear Porch, Side Porch
FencingBack Yard, Full, Privacy, Vinyl
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 29, 2026
Days on Market43
Tax Amount$12,849.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Shores

Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Shores homes for sale →
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