Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

Photo 1 / 83
Sold

Sold·Closed Aug 18, 2026·1 day on market·Recent sales in Jacksonville Beach

2844 Abaco Lane

Jacksonville Beach, FL 32250

$1,299,000sold priceListed at $1,299,000 · 100% of asking$375/sqftMLS# 2155740
5
Beds
4
Baths
3,468
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $304/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Jacksonville Beach

Welcome to your beachside retreat, unheard of pricing EAST OF A1A. Perfectly positioned just moments from the ocean, framed by mature palm trees and a classic white picket fence. This stunning West Indies Architecture designed by top local Architectural firm. This home features an expansive second-story balcony and a spacious inviting covered front porch, both ideal for catching ocean breezes and relaxing. A major highlight of this home is the separate Guest House/Studio/Private Office located above the separate two car garage; featuring it's own private entrance, kitchenette, full bathroom and a charming Juliet balcony. Best of all , you are just a short stroll or golf cart ride away from local shops and hotspots. Home is conveniently located minutes from Beaches Baptist and the Mayo Clinic.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,195
Property taxesest. at asking price, Duval County$2,121
HOAbilled semi-annually$304
Estimated total, before insurance$9,620/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$20,483/yr · $1,707/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,299,000
$259,800
Loan Term
Monthly Payment
$7,195
Principal & Interest: $7,195
Property taxes (est.): $2,121
Insurance (est.): $866
Estimated Total Monthly
$10,182
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $20,483/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$1,299,000
  • Jul 19, 2026Active Under Contract$1,299,000
  • Jul 16, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $449/sq ft; this home is listed at $375/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.1
2802 2nd Street S, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$1,220,000$4494/32,716520.1
241 32nd Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVOct 2025$1,835,000$5105/53,598110.1
212 33rd Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVJun 2026$1,219,000$4313/2.52,830800.2
141 35th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$3,495,000$9015/4.53,878920.3
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,299,000
Price / Sq Ft$375
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,468
Acres0.17 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2844 Abaco Lane, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSouth Beach Village
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,405.2 sq ft
Parcel Number1808242045

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Dishwasher
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 16, 2026
Days on Market1
HOA Fees$1,822.58 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$20,482.64
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Explore the area

More in Jacksonville Beach

Jacksonville Beach guides & reports

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines