This home is in Yulee — a gated community home on Amelia Island.
Sold·Closed Jul 31, 2026·159 days on market·Recent sales in Yulee
97447 Bluff View Circle
Yulee, FL 32097
About this home
Yulee
Welcome to Roses Bluff, a quiet gated community in Yulee with sidewalks, scenic ponds, fountains, ducks, and a charming Little Free Library. Conveniently located minutes from Amelia Island, historic Fernandina Beach, Jacksonville, I-95, Kings Bay, JAX Airport, shopping, dining, and top-rated Nassau County schools. This 3BR/2BA home plus office offers 2,000+ sq. ft. with an open floor plan, spacious bedrooms, glass French doors, and a never-used propane-ready fireplace. Situated on nearly ½ acre, the oversized concrete patio is perfect for entertaining or relaxing outdoors. Vacant, completely cleaned out, and ready for a fast closing. Priced below updated homes in the neighborhood to reflect cosmetic updates needed, giving buyers the opportunity to add their own style while building instant equity in one of Yulee's most desirable gated communities.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,620 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $406,654 | $141,108 | — |
| 2024 | $364,463 | $136,424 | — |
| 2023 | $352,006 | $130,994 | — |
| 2022 | $284,595 | $125,722 | — |
| 2021 | $229,754 | $120,604 | — |
| 2020 | $208,874 | $118,249 | — |
2024 property taxes (current owner): $2,290/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$315,000
- Jul 17, 2026Pending$315,000
- Apr 4, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $157/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 97646 Bluff View Circle, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $367,500 | $179 | 4/2 | 2,055 | 67 | 0.2 |
| 97076 Arnold Ridge Drive, Yulee, FL 32097Listed by NEXT MOVE ATLANTIC COAST | Jul 2026 | $455,000 | $191 | 4/2 | 2,380 | 83 | 0.3 |
| 97106 Yorkshire Drive, Yulee, FL 32097Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $341,000 | $134 | 4/2 | 2,541 | 7 | 0.3 |
| 87233 Kipling Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2026 | $335,000 | $150 | 4/2.5 | 2,235 | 238 | 0.4 |
| 97145 Blackbeards Way, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $760,000 | $511 | 3/2 | 1,488 | 17 | 0.8 |
| 87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 51 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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