This home is in Queens Harbour, Jacksonville — a gated community home in Jacksonville.
Sold·Closed Oct 8, 2026·150 days on market·Recent sales in Queens Harbour·Queens Harbour
1037 Shipwatch Drive E
Jacksonville, FL 32225
7 more homes for sale in Queens Harbour →Search Queens Harbour on the map
About this home
Queens Harbour
Located within Queen's Harbour Yacht & Country Club, this custom-built contemporary Mediterranean residence offers approximately 4,818 SF with 4 bedrooms and 4.5 baths. Designed for entertaining, the first floor features a full wet bar with wine coolers and dishwasher, opening to an expansive lanai with pool, heated spa, fire pit, and outdoor kitchen. Multiple first-floor bedrooms include en-suite configurations ideal for guests or multigenerational living. Elevator located near the over sized 3-car garage and entrance. The second floor showcases the primary living areas including gourmet kitchen, formal dining, office, and primary suite, all positioned to maximize marsh and Intracoastal views. Spacious primary bath and dressing room/closet. Exceptional indoor-outdoor flow. Ideal for buyers seeking views, entertaining space, and flexible living layout.
Next steps in Queens Harbour
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,127,831 | $839,127 | ▲ $55,322 |
| 2024 | $1,079,236 | $814,771 | ▲ $15,595 |
| 2023 | $1,332,103 | $781,625 | — |
| 2022 | $1,286,941 | $757,403 | — |
| 2021 | $1,088,566 | $733,887 | — |
| 2020 | $1,054,790 | $723,065 | — |
Estimated taxes if purchased at asking price: ~$35,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Closed$1,999,000
- Sep 10, 2026Pending$1,999,000
- Aug 22, 2026Active Under Contract$1,999,000
- Aug 19, 2026Price change$1,999,000−$101,000
- Mar 25, 2026Listed$2,100,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $415/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1049 Shipwatch Drive E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,550,000 | $317 | 3/4 | 4,882 | 62 | 0 |
| 1126 Shipwatch Drive E, Jacksonville, FL 32225Listed by FLUID REALTY, LLC. | Aug 2026 | $2,950,000 | $503 | 6/6.5 | 5,860 | 18 | 0.2 |
| 953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $1,454,500 | $402 | 4/4 | 3,618 | 55 | 0.2 |
| 1244 Windsor Harbor Drive, Jacksonville, FL 32225Listed by FLUID REALTY, LLC. | Jun 2026 | $1,725,000 | $424 | 4/4 | 4,069 | 349 | 0.2 |
| 1243 Windsor Harbor Drive, Jacksonville, FL 32225Listed by THE LEGENDS OF REAL ESTATE | Apr 2026 | $1,750,000 | $401 | 5/4 | 4,363 | 134 | 0.2 |
| 1326 Charter Court E, Jacksonville, FL 32225Listed by PREMIER HOMES REALTY INC | Jun 2026 | $2,520,000 | $495 | 5/6.5 | 5,091 | 64 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Queens Harbour
Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Queens Harbour homes for sale →Keep looking
More homes in Queens Harbour
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For Sale13656 Charter CourtJacksonville, FL 32225
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Under Contract1470 Harrington Park DriveJacksonville, FL 32225
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$895,000Est. $4,764/moSingle story golf course home offering over 3,000 sq. ft. of luxurious living space on the left hand side of the 8th…
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Under Contract836 Queens Harbor BoulevardJacksonville, FL 32225
4 bd · 3 ba · 2,876 sq ft
$769,000Est. $4,093/moWelcome to this beautiful home in the gated Queens Harbour Yacht & Country Club! Featuring a thoughtfully designed…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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