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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 1, 2026·349 days on market·Recent sales in Queens Harbour·Queens Harbour

1244 Windsor Harbor Drive

Jacksonville, FL 32225

$1,725,000sold priceListed at $1,799,000 · 95.9% of asking$424/sqftMLS# 2078099
4
Beds
4
Baths
4,069
Sq Ft
1997
Built
3
Garage
Yes
Pool

8 more homes for sale in Queens Harbour →Search Queens Harbour on the map

HOA $373/mo16,988 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

This exceptional waterfront estate in Queens Harbour Yacht & Country Club offers a rare opportunity for lagoon front living with navigable water and private dock access. Set along a spring-fed lagoon with expansive water views and a scenic golf course backdrop, this 4-bedroom, 4-bathroom home with a dedicated office spans over 4,000 square feet of thoughtfully designed living space.The backyard is a private retreat featuring a screened lanai, resort-style pool and spa, travertine decking, and a fully equipped outdoor kitchen overlooking the water. A private 40-foot dock provides direct access for boating, kayaking, and paddleboarding. Thoughtful design, spacious rooms, and resort-style outdoor living create an exceptional opportunity for buyers seeking privacy, views, and waterfront access within a gated community.The golf course at Queen's Harbour Yacht & Country Club is a full 18-hole championship layout, designed to challenge players of all skill levels.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,555
Property taxesest. at asking price, Duval County$2,817
HOAbilled quarterly$373
Estimated total, before insurance$12,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,725,000
$345,000
Loan Term
Monthly Payment
$9,555
Principal & Interest: $9,555
Property taxes (est.): $2,817
Insurance (est.): $1,150
Estimated Total Monthly
$13,522
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,426,869$842,089▲ $120,218
2024$1,312,531$817,650▲ $125,574
2023$1,225,490$792,379—
2022$1,191,141$767,844—
2021$1,029,664$744,024▲ $42,343
2020$927,391$733,062—

2023 property taxes (current owner): $14,604/yr

Estimated taxes if purchased at asking price: ~$33,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $401/sq ft; this home is listed at $442/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1243 Windsor Harbor Drive, Jacksonville, FL 32225Listed by THE LEGENDS OF REAL ESTATEApr 2026$1,750,000$4015/44,3631340
1037 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$1,800,000$3744/4.54,8181500.2
1049 Shipwatch Drive E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,550,000$3173/44,882620.2
1326 Charter Court E, Jacksonville, FL 32225Listed by PREMIER HOMES REALTY INCJun 2026$2,520,000$4955/6.55,091640.2
1372 Windsor Harbor Drive, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,300,000$3085/44,224270.3
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,799,000
Price / Sq Ft$442
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,069
Acres0.39 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

Community Information

Address1244 Windsor Harbor Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size16,988.4 sq ft
Parcel Number1671278764

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Launch, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Marina, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available
Water SourcePublic
ParkingGarage
ViewCanal, Golf Course, Pool, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Gas Water Heater, Ice Maker, Induction Cooktop, Microwave, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
Security24 Hour Security, Gated with Guard, Security Gate
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock, Outdoor Kitchen
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Deck, Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedMarch 27, 2025
Days on Market349
HOA Fees$1,119 / Quarterly
HOA FrequencyQuarterly
Tax Amount$14,603.53
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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