This home is in Queens Harbour, Jacksonville.

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Pending

Pending·Listed today·Queens Harbour

1049 Shipwatch Drive E

Jacksonville, FL 32225

$1,749,000$358/sqftEst. $8,890/moMLS# 2133756

Beds

Baths

4,882

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

Queens Harbour

Elegant Mediterranean estate designed and built by award-winning architectural and design-build firm Cronk & Duch, inspired by the timeless 1920s Palm Beach mansions of Addison Mizner. This exceptional residence showcases old-world craftsmanship, refined architectural details, and stunning marsh and water views that create a breathtaking natural backdrop. The gourmet kitchen features state of the art appliances and a large island with concealed refrigeration drawers, blending sleek design with everyday functionality. Expansive living spaces are designed to capture the beautiful marsh vistas, creating a seamless connection between indoor and outdoor living. Step outside to enjoy the private outdoor retreat featuring a heated saltwater pool, perfect for relaxing or entertaining while overlooking the tranquil marsh and water views. Located within the gated Queens Harbour CC community, this home offers timeless character, luxury finishes, and an extraordinary waterfront lifestyle.

Cost to own

Mortgage calculator

Home Price

$1,749,000

Down Payment: 20%

$349,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$8,890

Principal & Interest: $8,890

Property taxes (est.): $2,856

Insurance (est.): $1,166

Estimated Total Monthly

$12,912

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$8,890

Property taxesest. at asking price, Duval County$2,856

HOAbilled quarterly$279

Estimated total, before insurance$12,024/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,120,639	$840,124	▲ $56,357
2024	$1,070,003	$815,740	▲ $19,206
2023	$1,290,538	$790,525	—
2022	$1,249,189	$766,044	—
2021	$1,060,017	$742,276	—
2020	$1,045,651	$731,338	—

2025 property taxes (current owner): $15,455/yr

Estimated taxes if purchased at asking price: ~$34,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Pending$1,749,000
Jul 7, 2026Withdrawn$1,749,000
May 16, 2026Listed$1,749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,749,000

Price / Sq Ft$358

Bedrooms3

Bathrooms4.00

Full Baths3

Half Baths2

Square Footage4,882

Acres0.48 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Screen Enclosure

Is WaterfrontYes

Community Information

Address1049 Shipwatch Drive E, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size20,908.8 sq ft

Lot Dimensions120 x 185

Parcel Number1671271520

Amenities

AmenitiesPool, Boat Slip, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Marina, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypeIntracoastal, Lagoon, Marsh

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

Spa FeaturesIn Ground, Heated