This home is in Queens Harbour, Jacksonville.

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Active

Active·Listed today·Queens Harbour

1126 Shipwatch Drive E

Jacksonville, FL 32225

$2,999,999$512/sqftEst. $15,249/moMLS# 2156223

Beds

Baths

5,860

Sq Ft

2003

Built

Garage

Yes

Pool

About this home

Queens Harbour

Experience luxury waterfront living in the prestigious gated Queens Harbour Yacht & Country Club. This meticulously maintained estate offers a private 40 foot dock on Queens Harbour's freshwater lagoon with direct Intracoastal Waterway and Atlantic Ocean access through the community's one of a kind lock system. Designed for both everyday living and entertaining, the home features two primary suites on the main level, a dedicated movie theater, multiple gathering spaces, and an oversized three car garage. The resort style backyard showcases a heated saltwater pool and spa, outdoor kitchen, gas fire pit, and pergola. Extensive updates include a new roof (2025), new windows and doors with transferable warranties, updated HVAC systems, spray foam insulation, whole home dehumidification, and a Savant whole home audio system. Minutes from Atlantic Beach, Mayo Clinic, and St. Johns Town Center. Championship golf, tennis, pickleball, private marina, and 24 hour guard gated security.

Cost to own

Mortgage calculator

Home Price

$2,999,999

Down Payment: 20%

$600,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$15,249

Principal & Interest: $15,249

Property taxes (est.): $4,899

Insurance (est.): $2,000

Estimated Total Monthly

$22,147

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$15,249

Property taxesest. at asking price, Duval County$4,899

HOAbilled quarterly$373

Estimated total, before insurance$20,520/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $21,285/yr

Estimated taxes if purchased at asking price: ~$58,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Active$2,999,999
Jul 20, 2026Listed$2,999,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,999,999

Price / Sq Ft$512

Bedrooms6

Bathrooms6.50

Full Baths6

Half Baths1

Square Footage5,860

Acres0.50 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure, Waterfall

Is WaterfrontYes

Community Information

Address1126 Shipwatch Drive E, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size21,780 sq ft

Lot Dimensions120 X 185

Parcel Number1671271630

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Marina, Park, Pickleball, Playground, Racquetball, Security, Tennis Court(s), Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

Water SourcePublic

ParkingAdditional Parking, Attached, Circular Driveway, Garage, Garage Door Opener

ViewCanal, Intracoastal, Marina, Water

Waterfront TypeCanal Front, Intracoastal, Lagoon, Navigable Water, Ocean Access, River Access, River Front, Seawall

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Marble, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas

# of Stories2

LevelsMulti/Split, Two

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Gated with Guard, Security Gate, Security Lights

Spa FeaturesIn Ground