This home is in Queens Harbour, Jacksonville.

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Active

Active·38 days on market·Queens Harbour

953 Shipwatch Drive E

Jacksonville, FL 32225

$1,700,000$470/sqftEst. $9,048/moMLS# 2149245

Beds

Baths

3,618

Sq Ft

1993

Built

Garage

Yes

Pool

About this home

Queens Harbour

Enjoy Stunning Marsh and Intracoastal Waterway views from this exceptional 0.66-acre homesite in the prestigious Queen's Harbour Yacht & Country Club. This beautifully crafted two-story traditional home features 3,618 square feet of sophisticated living space, perfectly blending classic design with scenic waterfront surroundings. This 4-bedroom, 4-bathroom home features a thoughtfully designed floor plan with the primary suite and 2 guest bedrooms conveniently located on the first floor. Upstairs, one additional bedroom is complemented by a spacious bonus room, providing flexible space for a media room, home office, fitness studio, or guest retreat. Rich architectural details including custom double crown molding, spacious living areas, and exceptional flow create an inviting atmosphere throughout. Outdoor living takes center stage with a large, screened lanai overlooking the marsh and Intracoastal waterway. A refreshed plunge pool, gas-connected grill, lush landscaping and a private

Cost to own

Mortgage calculator

Home Price

$1,700,000

Down Payment: 20%

$340,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$8,587

Principal & Interest: $8,587

Est. Taxes & Insurance: $2,147

Estimated Total Monthly

$10,734

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,048

Property taxesest. at asking price, Duval County$2,776

HOAbilled quarterly$304

Estimated total, before insurance$12,128/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$939,097	$458,565	▲ $49,255
2024	$892,240	$444,934	▲ $24,403
2023	$773,821	$430,519	—
2022	$757,593	$416,524	—
2021	$654,969	$402,936	—
2020	$641,489	$396,683	—

2025 property taxes (current owner): $8,686/yr

Estimated taxes if purchased at asking price: ~$33,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 7, 2026Listed$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,700,000

Price / Sq Ft$470

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,618

Total Structure Area4,717 sq ft

Acres0.66 acres

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Screen Enclosure, Waterfall

Is WaterfrontYes

School Information

ElementaryNeptune Beach

MiddleLandmark

HighSandalwood

Community Information

Address953 Shipwatch Drive E, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size28,749.6 sq ft

Lot Dimensions150 front X 168 depth

Parcel Number1671271470

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management- On Site, Marina, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Garage

ViewIntracoastal

Waterfront TypeIntracoastal

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

Window FeaturesSkylight(s)