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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 6, 2026·134 days on market·Recent sales in Queens Harbour·Queens Harbour

1243 Windsor Harbor Drive

Jacksonville, FL 32225

$1,750,000sold priceListed at $1,859,000 · 94.1% of asking$401/sqftMLS# 2114606
5
Beds
4
Baths
4,363
Sq Ft
1999
Built
3
Garage
Yes
Pool

8 more homes for sale in Queens Harbour →Search Queens Harbour on the map

HOA $347/mo0.42 acresWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

GORGEOUS NAVIGABLE WATERFRONT HOME WITH 40 FT. DOCK. PRICED TO SELL. GORGEOUS LOT AND CURB APPEAL. RARE FIND WITH A 40 FT. DOCK UNDER $2 MIL. THIS HOME HAS GREAT CURB APPEAL AND SITS ON A BEAUTIFUL LOT. PAVERED CIRCULAR DRIVE AND WALKWAY, RARE SIDE PORCH FOR A QUIET MORNING CUP OF COFFEE, HIGH CEILINGS THROUGHOUT, BEAUTIFUL ENCLOSED BREAKFAST ROOM/SUNROOM WITH TRANQUIL HARBOR VIEW, SECOND STORY SCREENED IN BALCONY, 5 BEDROOMS OR 4 BEDROOMS AND AN OFFICE, HUGE SECOND FLOOR BONUS/FLEX/ROOM, LARGE SCREENED POOL AND LANAI, 2 FIREPLACES, LARGE SPACIOUS LIVING AREAS, PERFECT FOR ENTERTAINING AND SO MUCH MORE. WHEN PURCHASING THIS BEAUTY YOU ARE NOT JUST PURCHASING A HOME BUT A LIFESTYLE. WAKING TO THIS VIEW DAILY WOULD BE A DREAM. THIS HOME IS LOCATED IN ONE OF THE FEW WATERFRONT COMMUNITIES IN THE ENTIRE COUNTRY THAT HAS ITS OWN LOCK SYSTEM. TAKE YOUR BOAT FROM THE PRIVACY OF YOUR OWN BACKYARD TO THE INTRACOASTAL AND ON TO THE OF THE ATLANTIC OCEAN. COME ON HOME!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,693
Property taxesest. at asking price, Duval County$2,857
HOAbilled quarterly$347
Estimated total, before insurance$12,897/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$19,119/yr · $1,593/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,750,000
$350,000
Loan Term
Monthly Payment
$9,693
Principal & Interest: $9,693
Property taxes (est.): $2,858
Insurance (est.): $1,167
Estimated Total Monthly
$13,717
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $19,119/yr

Estimated taxes if purchased at asking price: ~$34,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2025Listed$1,859,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $426/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1244 Windsor Harbor Drive, Jacksonville, FL 32225Listed by FLUID REALTY, LLC.Jun 2026$1,725,000$4244/44,0693490
1326 Charter Court E, Jacksonville, FL 32225Listed by PREMIER HOMES REALTY INCJun 2026$2,520,000$4955/6.55,091640.1
1037 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$1,800,000$3744/4.54,8181500.2
1049 Shipwatch Drive E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,550,000$3173/44,882620.2
1372 Windsor Harbor Drive, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,300,000$3085/44,224270.3
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,859,000
Price / Sq Ft$426
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,363
Acres0.42 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

Community Information

Address1243 Windsor Harbor Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size18,295.2 sq ft
Parcel Number1671278782
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Marina, Pickleball, Playground, Security, Tennis Court(s), Water
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway
ViewWater
Waterfront TypeNavigable Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesBalcony, Dock
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Other
Patio / PorchFront Porch, Glass Enclosed, Porch, Screened, Side Porch
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 23, 2025
Days on Market134
HOA Fees$1,040 / Quarterly
HOA FrequencyQuarterly
HOA NameQueens Harbour Yacht and Country Club
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$19,119.17
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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