This home is in Madeira, St. Augustine — a new construction home in St. Johns County.
Active·213 days on market·Madeira
380 Lamego Lane
St. Augustine, FL 32095
40 more homes for sale in Madeira →Search Madeira on the map
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About this home
Madeira
Beautiful one-story home in the highly sought-after gated community of Madeira, just minutes from historic downtown St. Augustine. Built by award-winning MasterCraft Builder Group, the popular ''Tocoi'' floor plan offers 3 bedrooms, 2 bathrooms, a versatile flex space, and a 2-car garage. The home showcases upscale finishes throughout, including 10' ceilings, 6' windows that bring in natural light, smooth wall finishes, and hardwood flooring in the main living areas. The kitchen features white double-stacked perimeter cabinetry paired with a contrasting island, soft-close doors and drawers, quartz countertops, and a large single-bowl stainless steel sink. Premium Electrolux appliances include a built-in microwave and oven, a 36'' five-burner gas cooktop, and a stainless steel drum dishwasher. Additional highlights include a utility sink in the garage and an Electrolux washer and dryer conveniently located in the laundry room. Estimated completion late July.
Next steps in Madeira
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,818 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park16 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area11 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 2 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 0.3 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Center9 min drive · Basketball
Closest grocery store
Winn-Dixie4 min drive · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $4,625/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Price change$564,900−$35,000
- Mar 23, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $314/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 370 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMES | Jun 2026 | $535,000 | $260 | 3/2 | 2,057 | 119 | 0 |
| 126 Pescado Drive, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC. | Aug 2026 | $520,000 | $245 | 3/2 | 2,126 | 76 | 0.5 |
| 50 Pescado Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $720,000 | $330 | 2/2 | 2,182 | 35 | 0.5 |
| 200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLC | Sep 2026 | $749,059 | $321 | 3/2.5 | 2,334 | 0 | 0.6 |
| 168 Plaza Del Rio Drive, St. Augustine, FL 32084Listed by MCGUIRE REALTY GROUP | Aug 2026 | $460,000 | $224 | 3/2.5 | 2,058 | 221 | 0.7 |
| 123 Frontera Drive, St. Augustine, FL 32084Listed by LIGHTHOUSE REALTY ASSOCIATES | Jul 2026 | $565,000 | $256 | 4/3 | 2,206 | 24 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PERRY HOMES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Madeira
Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Madeira homes for sale →Keep looking
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Krista Fracke
Broker Associate
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