This home is in Madeira, St. Augustine.

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Pending

Pending·67 days on market·Madeira

50 Pescado Drive

St. Augustine, FL 32095

$749,000$343/sqftEst. $3,986/moMLS# 2143258

Beds

Baths

2,182

Sq Ft

2019

Built

Garage

Yes

Pool

About this home

Madeira

CDD Bond Paid OFF!Completely renovated and move-in ready, this 2-bedroom, 2-bathroom home with a versatile flex room offers a true turnkey opportunity with upgrades already completed inside and out. The flex space provides the perfect option for a home office, guest room, hobby space, or potential additional bedroom depending on your needs. Thoughtfully redesigned with both style and functionality in mind, the home features upgraded lighting throughout, custom wainscoting accents, plantation shutters, and a beautifully finished interior that feels clean, modern, and inviting. The kitchen and storage spaces have been enhanced with custom pantry shelving and an additional refrigerator, while the bedrooms feature custom closet systems designed for organization and everyday convenience. The laundry room has also been fully upgraded with custom cabinetry, shelving, and a utility sink.

Cost to own

Mortgage calculator

Home Price

$749,000

Down Payment: 20%

$149,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,807

Principal & Interest: $3,807

Est. Taxes & Insurance: $952

Estimated Total Monthly

$4,759

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,986

Property taxesest. at asking price, St. Johns County$997

HOAbilled quarterly$142

Estimated total, before insurance$5,125/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$563,765	$365,562	—
2024	$591,414	$253,221	—
2023	$556,556	$244,389	—
2022	$478,102	$235,815	—
2021	$359,400	$227,490	—
2020	$325,104	$214,960	—

2025 property taxes (current owner): $8,154/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$749,000

Price / Sq Ft$343

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,182

Acres0.22 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorthwest

Community Information

Address50 Pescado Drive, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionMadeira

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size9,583.2 sq ft

Parcel Number0734312850

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Park

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingHeat Pump

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private