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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Madeira, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 31, 2026·35 days on market·Recent sales in Madeira·Madeira

50 Pescado Drive

St. Augustine, FL 32095

$720,000sold priceListed at $749,000 · 96.1% of asking$330/sqftMLS# 2143258
2
Beds
2
Baths
2,182
Sq Ft
2019
Built
3
Garage
Yes
Pool

41 more homes for sale in Madeira →Search Madeira on the map

HOA $142/mo9,583 sqft lotSingle Family Residence1 story

About this home

Madeira

CDD Bond Paid OFF!Completely renovated and move-in ready, this 2-bedroom, 2-bathroom home with a versatile flex room offers a true turnkey opportunity with upgrades already completed inside and out. The flex space provides the perfect option for a home office, guest room, hobby space, or potential additional bedroom depending on your needs. Thoughtfully redesigned with both style and functionality in mind, the home features upgraded lighting throughout, custom wainscoting accents, plantation shutters, and a beautifully finished interior that feels clean, modern, and inviting. The kitchen and storage spaces have been enhanced with custom pantry shelving and an additional refrigerator, while the bedrooms feature custom closet systems designed for organization and everyday convenience. The laundry room has also been fully upgraded with custom cabinetry, shelving, and a utility sink.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,988
Property taxesest. at asking price, St. Johns County$958
HOAbilled quarterly$142
Estimated total, before insurance$5,088/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,154/yr · $680/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$720,000
$144,000
Loan Term
Monthly Payment
$3,988
Principal & Interest: $3,988
Property taxes (est.): $958
Insurance (est.): $480
Estimated Total Monthly
$5,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A comfortable compromise lot: real pool sun without the western afternoon heat.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$563,765$365,562—
2024$591,414$253,221—
2023$556,556$244,389—
2022$478,102$235,815—
2021$359,400$227,490—
2020$325,104$214,960—

2025 property taxes (current owner): $8,154/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $343/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Pescado Drive, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Aug 2026$520,000$2453/22,126760.1
200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLCSep 2026$749,059$3213/2.52,33400.3
4524 5th Avenue, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATEJul 2026$245,900$1573/21,5681220.4
343 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMESSep 2026$733,958$3134/32,343370.5
370 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMESJun 2026$535,000$2603/22,0571190.5
1132 5th Street, St. Augustine, FL 32095Listed by MAXREV, LLCJun 2026$405,000$2314/21,750790.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$343
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,182
Acres0.22 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorthwest

Community Information

Address50 Pescado Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size9,583.2 sq ft
Parcel Number0734312850
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Park
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 11, 2026
Days on Market35
HOA Fees$426.44 / Quarterly
HOA FrequencyQuarterly
HOA NameFirst Coast Association Management
HOA Fee IncludesInternet, Maintenance Grounds
Tax Amount$8,154.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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