This home is in St. Augustine — a pool home in St. Johns County.
Sold·Closed Jul 2, 2026·24 days on market·Recent sales in St. Augustine
123 Frontera Drive
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to one of St. Johns County's best-kept secrets--where thoughtful design, comfort, and location come together beautifully. This move-in ready 4-bedrooms & 3 full baths 2,206 sq ft home features an exceptional split floor plan that truly maximizes space and privacy, offering room for everyone while maintaining a seamless flow for everyday living. Designed with flexibility in mind,the home includes a versatile flex room that can easily serve as a formal dining room, parlor, home office, or even a 5thbedroom--adapting effortlessly to your lifestyle needs. Step inside to an open-concept layout highlighted by updated flooring, modern finishes, and a bright, airy feel throughout. The kitchen features granite countertops, updated appliances, and ample cabinetry, offering both style and plenty of space for cooking, entertaining, and gathering with ease.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,825 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $511,900 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $439,942 | $439,942 | — |
| 2024 | $434,562 | $194,488 | — |
| 2023 | $459,115 | $187,367 | — |
| 2022 | $431,007 | $180,453 | — |
| 2021 | $305,650 | $173,741 | — |
| 2020 | $271,806 | $170,652 | — |
2025 property taxes (current owner): $8,812/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $256/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 168 Plaza Del Rio Drive, St. Augustine, FL 32084Listed by MCGUIRE REALTY GROUP | Aug 2026 | $460,000 | $224 | 3/2.5 | 2,058 | 221 | 0.1 |
| 343 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMES | Sep 2026 | $733,958 | $313 | 4/3 | 2,343 | 37 | 0.7 |
| 370 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMES | Jun 2026 | $535,000 | $260 | 3/2 | 2,057 | 119 | 0.7 |
| 394 Hefferon Drive, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $465,000 | $202 | 4/2.5 | 2,297 | 14 | 0.8 |
| 43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $354,000 | $208 | 4/2 | 1,705 | 282 | 0.9 |
| 50 Pescado Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $720,000 | $330 | 2/2 | 2,182 | 35 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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