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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pioneer Village, Ponte Vedra.

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Sold

Sold·Closed May 29, 2026·72 days on market·Recent sales in Pioneer Village·Pioneer Village

357 Union Hill Drive

Ponte Vedra, FL 32081

$558,500sold priceListed at $569,900 · 98% of asking$340/sqftMLS# 2135404
3
Beds
2
Baths
1,642
Sq Ft
2020
Built
2
Garage
No
Pool

3 more homes for sale in Pioneer Village →Search Pioneer Village on the map

HOA $79/mo7,405 sqft lotSingle Family Residence1 story

About this home

Pioneer Village

NEW PRICE! Beautifully maintained 3-bedroom, 2-bath Atwood floor plan situated on a private preserve homesite with plenty of space to add a pool. This move-in ready home offers an open and inviting layout designed for comfortable living and effortless entertaining. The spacious kitchen serves as the heart of the home and opens to the dining and living areas, making it easy to stay connected with family and guests. Features include a large center island, custom pantry with automatic lighting, and a tankless reverse osmosis system at the kitchen sink. Triple sliding glass doors bring in natural light and open to serene preserve views, creating a seamless indoor-outdoor living experience. The extended 17-foot Owner's Suite provides a generous retreat with a contemporary bathroom featuring a custom walk-in closet. Two additional bedrooms, a full guest bath, and a dedicated laundry room complete this thoughtfully designed floor plan. The garage includes built-in storage and a wall

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,094
Property taxesest. at asking price, St. Johns County$743
HOAbilled annually$79
Estimated total, before insurance$3,916/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,045/yr · $670/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$558,500
$111,700
Loan Term
Monthly Payment
$3,094
Principal & Interest: $3,094
Property taxes (est.): $743
Insurance (est.): $372
Estimated Total Monthly
$4,209
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $511,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$460,640$409,918—
2024$456,020$406,020—
2023$462,555$412,555—
2022$361,244$252,890—
2021$294,068$244,068—
2020$80,000$80,000—

2025 property taxes (current owner): $8,045/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $347/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.1
258 Union Hill Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$662,500$3124/22,121560.1
425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCJul 2026$505,000$2832/21,786760.1
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLCAug 2026$495,000$3033/21,6311120.2
368 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$550,000$3393/21,623460.2
553 Vista Lake Circle, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$500,000$3143/21,592520.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,900
Price / Sq Ft$347
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,642
Acres0.17 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address357 Union Hill Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPioneer Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,405.2 sq ft
Parcel Number0704920720

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
UtilitiesElectricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySmoke Detector(s)

Exterior

FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMarch 18, 2026
Days on Market72
HOA Fees$949 / Annually
HOA FrequencyAnnually
Tax Amount$8,044.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pioneer Village

Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Pioneer Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines