This home is in Pioneer Village, Ponte Vedra — a waterfront home in Nocatee.
Active·318 days on market·Pioneer Village
430 Union Hill Drive
Ponte Vedra, FL 32081
About this home
Pioneer Village
Welcome home to this like-new, move-in ready 3-bedroom, 2-bath home with office in highly sought-after Pioneer Village at Nocatee! Perfectly situated on a quiet cul-de-sac street, this single-story home offers million-dollar water-to-preserve views and an open layout ideal for entertaining. Relax on the screened lanai and enjoy the peaceful setting and local wildlife. Some upgrades include LVP flooring in the main living areas, 8' doors, paver driveway, and a gourmet kitchen with 5-burner gas cooktop, soft close drawers and large island. Triple sliders fill the home with natural light and connect indoor and outdoor living. The spacious owner's suite features a bay window with stunning views and a spa-like oversized walk-in shower. Enjoy Nocatee's world-class amenities--resort-style pools, water parks, fitness center, walking trails, and A-rated St. Johns County schools. This Nocatee gem truly has it all!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $496,119 | $378,065 | — |
| 2024 | $491,044 | $366,703 | — |
| 2023 | $501,972 | $354,566 | — |
| 2022 | $392,783 | $342,783 | — |
| 2021 | $85,000 | $85,000 | — |
| 2020 | $80,000 | $80,000 | — |
2024 property taxes (current owner): $6,959/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 16, 2025Listed$579,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Pioneer Village
Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Pioneer Village homes for sale →Listing Courtesy of: MARC JOSEPH REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Pioneer Village
Active$549,000MLS# 2140853Est. $2,922/mo128 Union Hill Drive, Ponte Vedra, FL 320813 Beds2 Baths2,026 sqftMove-in ready and built in 2021, this 3-bedroom, 2-bath home sits on a private corner lot in Pioneer Village at…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$624,900MLS# 2152409Est. $3,326/mo252 Union Hill Drive, Ponte Vedra, FL 320814 Beds3 Baths2,082 sqftSELLER OFFERING UP TO 10,000 TOWARDS BUYER CLOSING COSTS WITH AN ACCEPTABLE OFFER! Florida living is all about the…
ResidentialONE SOTHEBY'S INTERNATIONAL REALTY
Keep looking
Similar homes in Ponte Vedra
Explore the area
More in Pioneer Village
Pioneer Village guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines