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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pioneer Village, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jun 25, 2026·86 days on market·Recent sales in Pioneer Village·Pioneer Village

190 Pioneer Village Drive

Ponte Vedra, FL 32081

$899,000sold priceListed at $899,000 · 100% of asking$327/sqftMLS# 2134342
4
Beds
3.5
Baths
2,747
Sq Ft
2021
Built
2
Garage
Yes
Pool

3 more homes for sale in Pioneer Village →Search Pioneer Village on the map

HOA $79/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Pioneer Village

Welcome to this beautiful pool home featuring the award-winning Providence Gilchrist floor plan with 4 bedrooms, 3.5 bathrooms, and 2747 square feet of expertly designed living space. This home offers an exceptional indoor-outdoor lifestyle with brand new custom integrated pool and spa, screened-in lanai, gas fire pit, and summer kitchen perfect for entertaining or quietly enjoying the panoramic view. Positioned against the preserve and landscaped for privacy, the backyard becomes your private oasis. The main level of the house is designed for functionality, while maintaining a spacious, luxurious feel. A private home office with custom built-in bookshelves and cabinets provides the perfect workspace while the open concept living areas provide versatility to fit your lifestyle. The first floor primary suite serves as a peaceful sanctuary while the living areas flow seamlessly for everyday living and entertaining. The garage offers built in storage

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,980
Property taxesest. at asking price, St. Johns County$1,196
HOAbilled annually$79
Estimated total, before insurance$6,255/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,100/yr · $758/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,980
Principal & Interest: $4,980
Property taxes (est.): $1,196
Insurance (est.): $599
Estimated Total Monthly
$6,775
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$624,527$474,959—
2024$619,398$460,866—
2023$634,162$445,986—
2022$499,029$431,540—
2021$85,000$85,000—
2020$80,000$80,000—

2025 property taxes (current owner): $9,100/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $297/sq ft; this home is listed at $327/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.4
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.6
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.7
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.9
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425811
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118301

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$327
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,747
Acres0.18 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo
Direction FacesEast

Community Information

Address190 Pioneer Village Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionPioneer Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,840.8 sq ft
Lot Dimensions50' X 155'
Parcel Number0704920100
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Racquetball, RV/Boat Storage, Security, Spa/Hot Tub, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringTile, Vinyl
# of Stories2
LaundryGas Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned
Spa FeaturesHeated, Above Ground, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionWooded
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 11, 2026
Days on Market86
HOA Fees$949 / Annually
HOA FrequencyAnnually
Tax Amount$9,099.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP (Prop Mgmt)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pioneer Village

Pioneer Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Pioneer Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines