This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
Sold·Closed Jul 30, 2026·117 days on market·Recent sales in Palencia·Palencia
140 Calle El Jardin 102
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Welcome to easy, low-maintenance living in the highly desirable Palencia community of St. Augustine! This beautifully maintained first-floor condo offers a bright and functional layout with an open living space that flows seamlessly to your private patio through sliding glass doors, now enhanced with brand new shades for added style and privacy. Enjoy the convenience of ground-floor living with no stairs, making everyday access effortless. The kitchen overlooks the main living area, creating the perfect setup for both everyday living and entertaining. The spacious bedrooms provide comfort and flexibility, while recent updates give peace of mind, including a new water heater (2022), HVAC system (2019), new windows (2024), and a brand new front door (2025). Enjoy all that Palencia has to offer, including resort-style amenities such as a pool, fitness center, tennis courts, walking trails, and more. Conveniently located just
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,805 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $195,000 | $61,936 | — |
| 2024 | $205,000 | $58,074 | — |
| 2023 | $198,090 | $53,470 | — |
| 2022 | $149,000 | $99,000 | — |
| 2021 | $121,500 | $104,683 | — |
| 2020 | $117,500 | $95,166 | — |
2025 property taxes (current owner): $4,333/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Closed$215,000
- Mar 5, 2026Listed$215,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 150 Calle El Jardin 101, St. Augustine, FL 32095Listed by MOMENTUM REALTY | Dec 2025 | $224,500 | $162 | 3/2 | 1,383 | 112 | 0 |
| 315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $212,500 | $154 | 3/2 | 1,383 | 17 | 0.1 |
| 305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $215,000 | $168 | 2/2 | 1,278 | 11 | 0.1 |
| 315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC. | Jun 2026 | $215,000 | $168 | 2/2 | 1,278 | 112 | 0.1 |
| 180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2025 | $249,000 | $180 | 3/2 | 1,383 | 3 | 0.1 |
| 425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INC | Jul 2026 | $195,000 | $153 | 2/2 | 1,278 | 48 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOGWOOD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Under Contract130 Calle El Jardin 104St. Augustine, FL 32095
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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