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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Jun 16, 2026·112 days on market·Recent sales in Palencia·Palencia

315 Via Castilla 203

St. Augustine, FL 32095

$215,000sold priceListed at $219,000 · 98.2% of asking$168/sqftMLS# 2127730
2
Beds
2
Baths
1,278
Sq Ft
2005
Built
—
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $220/moCondominium1 story

About this home

Palencia

Welcome home to this beautifully updated second-floor condo located in the highly sought-after, gated golf course community of Palencia. This light-filled 2 bedroom, 2 bath features new laminate flooring throughout, creating a fresh and cohesive look. The kitchen is well appointed with granite countertops and ample cabinetry, perfect for everyday living or entertaining. The spacious primary suite offers a walk-in shower and a comfortable retreat at the end of the day. Enjoy resort-style living with Palencia's unmatched amenities, including El Jardin pool and hot tub, a state-of-the-art fitness center, tennis and pickleball programs, and over 8 miles of scenic paths, trails, and boardwalks leading to the Intracoastal. Residents also enjoy a two-story family pool with water slide, an adult pool, and a heated lap pool and more. Conveniently located near shops and restaurants and historic St Augustine —you won't be disappointed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, St. Johns County$286
HOAbilled quarterly$220
Estimated total, before insurance$1,697/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,637/yr · $470/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $286
Insurance (est.): $143
Estimated Total Monthly
$1,620
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,814 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $239,900 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$195,000$195,000—
2024$205,000$205,000—
2023$198,090$116,717—
2022$149,000$106,106—
2021$121,500$96,460—
2020$117,500$87,691—

2025 property taxes (current owner): $5,637/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170
305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATESep 2026$215,000$1682/21,278110
180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$249,000$1803/21,38330
140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTYJul 2026$205,000$1602/21,2781170.1
425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCJul 2026$195,000$1532/21,278480.1
150 Calle El Jardin 101, St. Augustine, FL 32095Listed by MOMENTUM REALTYDec 2025$224,500$1623/21,3831120.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$219,000
Price / Sq Ft$171
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,278
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address315 Via Castilla 203, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724211223

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Sauna, Tennis Court(s)
Community FeaturesSuburban, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Carport, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchScreened
RoofTile
ConstructionConcrete, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 30, 2026
Days on Market112
HOA Fees$660 / Quarterly
HOA FrequencyQuarterly
HOA NameWatson
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security
Tax Amount$5,636.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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