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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine a home near Allen D. Nease High School.

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Active·Listed today·Palencia

450 La Travesia Flora 203

St. Augustine, FL 32095

$219,000$171/sqftEst. $1,127/moMLS# 2160138
2
Beds
2
Baths
1,278
Sq Ft
2006
Built
Garage
No
Pool

About this home

Palencia

Welcome to Avila - a beautiful gated condo community within sought after Palencia in St. Augustine! Upon entry, you're greeted with tons of natural light through the sliding glass doors and screened patio. This home includes 2 bed/2bath + flex room that functions as a great office or 3rd bed option complete with french doors. The kitchen features granite countertops, stainless steel appliances, tile backsplash + reverse osmosis filtration system. Via the breakfast bar, the kitchen connects a seamless floor plan with living and dining. Tile and laminate flooring flow throughout for easy cleaning & the split floor plan offers privacy for both bedrooms. The primary bedroom includes a walk in closet, dual sinks and step in tiled shower. The second bedroom includes a full bath with shower/tub combo. The community features a private pool and covers water/sewer fees. Plus, enjoy full access to Palencia's amenities including multiple pools, parks/trails, pickleball, tennis courts and more!

Cost to own

Mortgage calculator

$219,000
$43,800
Loan Term
Monthly Payment
$1,127
Principal & Interest: $1,127
Property taxes (est.): $291
Insurance (est.): $146
Estimated Total Monthly
$1,564
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,127
Property taxesest. at asking price, St. Johns County$291
HOAbilled quarterly$218
Estimated total, before insurance$1,636/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,537/yr · $378/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,537/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Listed$219,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,000
Price / Sq Ft$171
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,278
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address450 La Travesia Flora 203, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724212223

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, Guest

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened

Additional Information

Date ListedAugust 14, 2026
Days on Market0
HOA Fees$653 / Quarterly
HOA FrequencyQuarterly
HOA Name1) Avila, 2) El Jardin
HOA Fee IncludesSewer, Water
Tax Amount$4,537.25
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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