This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
Sold·Closed Sep 18, 2026·17 days on market·Recent sales in Palencia·Palencia
315 Via Castilla 204
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Welcome to easy, low-maintenance living in this beautifully updated second-floor end-unit condo within a gated Palencia-area community. A private staircase leads to a bright interior featuring a desirable split-bedroom floor plan, LVP flooring, generous storage, and a screened lanai perfect for relaxing. Additional highlights include reserved covered parking and an HVAC system replaced in 2022. Enjoy convenient access to shopping, dining, I-95, historic downtown St. Augustine, and area beaches. The association fee includes water, sewer, trash, pest control, exterior and grounds maintenance, plus access to Palencia amenities such as three pools, athletic fields, tennis courts, a fitness center, pocket parks, boardwalks, and fitness trails. Optional Palencia Club social and golf memberships may also be available.Buyer to verify membership availability, fees, restrictions, condo documents, and all information.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,813 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $215,000 | $215,000 | — |
| 2024 | $225,990 | $209,330 | — |
| 2023 | $225,990 | $190,300 | — |
| 2022 | $173,000 | $173,000 | — |
| 2021 | $139,000 | $0 | — |
| 2020 | $134,500 | $0 | — |
2025 property taxes (current owner): $2,908/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Closed$215,000
- Aug 22, 2026Pending$215,000
- Jul 10, 2026Listed$215,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $155/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $215,000 | $168 | 2/2 | 1,278 | 11 | 0 |
| 315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC. | Jun 2026 | $215,000 | $168 | 2/2 | 1,278 | 112 | 0 |
| 180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2025 | $249,000 | $180 | 3/2 | 1,383 | 3 | 0 |
| 140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTY | Jul 2026 | $205,000 | $160 | 2/2 | 1,278 | 117 | 0.1 |
| 425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INC | Jul 2026 | $195,000 | $153 | 2/2 | 1,278 | 48 | 0.1 |
| 150 Calle El Jardin 101, St. Augustine, FL 32095Listed by MOMENTUM REALTY | Dec 2025 | $224,500 | $162 | 3/2 | 1,383 | 112 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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