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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Sep 1, 2026·11 days on market·Recent sales in Palencia·Palencia

305 Via Castilla 203

St. Augustine, FL 32095

$215,000sold priceListed at $215,000 · 100% of asking$168/sqftMLS# 2149995
2
Beds
2
Baths
1,278
Sq Ft
2005
Built
—
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $214/moCondominium1 story

About this home

Palencia

Welcome to easy, maintenance-free living in the highly desirable gated community of Avila within Palencia. This beautifully updated 2-bedroom, 2-bath condominium offers the perfect blend of comfort, convenience, and resort-style amenities. Inside, you'll find fresh interior paint, luxury vinyl plank flooring, and a bright, open layout designed for everyday living and entertaining. The kitchen features 42-inch cabinetry, granite countertops, ample storage, and overlooks the spacious living and dining areas. A versatile flex space provides endless possibilities as a home office, reading nook, or formal dining room. The primary suite serves as a private retreat with dual vanities, a walk-in shower, and a generous walk-in closet. A spacious guest bedroom and adjacent full bath provide comfortable accommodations for family and visitors. For added convenience, the washer and dryer are located within the unit, and a reserved covered parking space is included. Living in Palencia (cont..)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, St. Johns County$286
HOAbilled quarterly$214
Estimated total, before insurance$1,691/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,468/yr · $456/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $286
Insurance (est.): $143
Estimated Total Monthly
$1,620
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $265,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$195,000$195,000—
2024$205,000$205,000—
2023$198,090$198,090—
2022$149,000$75,145—
2021$121,500$71,500—
2020$117,500$117,500—

2025 property taxes (current owner): $5,468/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170
315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Jun 2026$215,000$1682/21,2781120
150 Calle El Jardin 101, St. Augustine, FL 32095Listed by MOMENTUM REALTYDec 2025$224,500$1623/21,3831120
140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTYJul 2026$205,000$1602/21,2781170.1
425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCJul 2026$195,000$1532/21,278480.1
180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$249,000$1803/21,38330.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$168
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,278
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address305 Via Castilla 203, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724211023

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 11, 2026
Days on Market11
HOA Fees$642.21 / Quarterly
HOA FrequencyQuarterly
HOA NameEl Jardin
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer, Water
Tax Amount$5,467.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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