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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, Fruit Cove — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 2, 2026·89 days on market·Recent sales in Aberdeen·Aberdeen

256 W Adelaide Drive

Fruit Cove, FL 32259

$527,700sold priceListed at $528,995 · 99.8% of asking$155/sqftMLS# 2132601
5
Beds
3
Baths
3,402
Sq Ft
2010
Built
2
Garage
No
Pool

23 more homes for sale in Aberdeen →Search Aberdeen on the map

HOA $4/moWaterfrontSingle Family Residence2 stories

About this home

Aberdeen

$10K Sellers Credit with accepted offer! $10K PRICE REDUCTION! Room to grow with this 5 bedroom home. The main level offers a formal dining room, open living space, and a big well distribute kitchen featuring 42'' wood cabinetry, granite countertops, stainless steel appliances and ample storage. One guest room downstairs. Stairs carpet replaced with wood treads. Upstairs, the spacious primary suite includes tray ceiling, walk-in closet, and ensuite bath with dual vanities, soaking tub, and separate glass-enclosed shower. Additional bedrooms are generously sized, and the big loft provides flexible space for an office, play area or media room. Enjoy a screened lanai overlooking the fully fenced backyard with peaceful pond views. Two-car garage, dedicated laundry area, and abundant storage. Conveniently located near A+ schools, shopping, dining, and major roadways. Resort Style amenities with pools, playgrounds, gym, basketball and tennis courts. **Fresh prime paint in rooms & bathrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,923
Property taxesest. at asking price, St. Johns County$702
HOAbilled annually$4
Estimated total, before insurance$3,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,757/yr · $480/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$527,700
$105,540
Loan Term
Monthly Payment
$2,923
Principal & Interest: $2,923
Property taxes (est.): $702
Insurance (est.): $352
Estimated Total Monthly
$3,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$484,483$214,619—
2024$483,546$207,863—
2023$492,082$200,352—
2022$430,729$193,060—
2021$322,679$185,981—
2020$298,796$182,723—

2025 property taxes (current owner): $5,757/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
824 Bugle Branch Way, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$837,000$2525/3.53,320150.4
210 Prince Albert Avenue, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$625,000$2334/32,682160.5
605 Fort William Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$750,000$2145/3.53,51100.5
35 Spey Bay Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$540,000$2174/42,489360.6
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.7
529 Honey Blossom Road, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$1,325,000$3145/4.54,222200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$528,995
Price / Sq Ft$155
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,402
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address256 W Adelaide Drive, Fruit Cove, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CityFruit Cove
CountySt. Johns
StateFL
Zip Code32259
Lot Dimensions63x130
Parcel Number0097621040
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond
Waterfront TypePond

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Split System
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingFenced, Back Yard
RoofShingle

Additional Information

Date ListedMarch 2, 2026
Days on Market89
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$5,756.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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