This home is in St. Johns — a gated community home in St. Johns County.
Sold·Closed Jun 26, 2026·98 days on market·Recent sales in St. Johns County
20 Oakmoss Drive
St. Johns, FL 32259
About this home
St. Johns
No Pain, All Gain! Avoid the Build...this home is Already Improved & READY FOR YOU! Like-New, meticulously maintained home with all the post-build ''extras'' (e.g. fully fenced back yard, custom closet organizers, built-in utility & garage cabinetry, 2'' faux-wood blinds and more...). There are homes that simply check the boxes...and then there are homes that quietly elevate everyday life. Nestled on a premium lot with only one neighbor this beautifully upgraded 4-bedroom, 3-bath home with private office and loft, offers 2,605 square feet of thoughtfully designed living space, within the award-winning community of Rivertown at St Johns. Entering through the welcoming foyer, the home unfolds into a stunning open-concept living area where the kitchen, dining space, and living room blend seamlessly together. The 10' ceilings and generously sized living room feels bright and expansive, yet intimate...creating an ideal space for entertaining or relaxed everyday living.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $602,887 | $552,165 | — |
| 2024 | $100,000 | $100,000 | — |
| 2023 | $100,000 | $100,000 | — |
2025 property taxes (current owner): $10,814/yr
Estimated taxes if purchased at asking price: ~$11,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $288/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 47 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Sep 2026 | $794,000 | $342 | 3/2.5 | 2,324 | 181 | 0.1 |
| 253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $598,538 | $272 | 3/2.5 | 2,200 | 0 | 0.2 |
| 94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLC | Oct 2026 | $679,000 | $292 | 4/3 | 2,324 | 37 | 0.3 |
| 704 Kendall Crossing Drive, St. Johns, FL 32259Listed by EAGLES WORLD REALTY, INC | Aug 2026 | $525,000 | $227 | 3/2.5 | 2,316 | 16 | 0.3 |
| 87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $512,155 | $270 | 2/2 | 1,900 | 0 | 0.4 |
| 133 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $449,000 | $237 | 2/2 | 1,896 | 236 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Rivertown Shores
Pending19 Noble Oak DriveSt. Johns, FL 32259
4 bd · 3 ba · 2,792 sq ft
$748,392Est. $3,983/moEdgeport by Toll Brothers. 4 bedrooms 3 bathrooms with an extneded loft. Home sits on a corner lot
Listing Office: jacksonville tbi realty, llc
Pending76 Slip CoveSt. Johns, FL 32259
3 bd · 2.5 ba · 2,200 sq ft
$755,270Est. $4,020/mo2200 square foot Mayflower floor plan by Toll Brothers. Located on a premier cul-de-sac home site at Shores at…
Listing Office: jacksonville tbi realty, llc
For Sale313 Oakmoss DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 2,261 sq ft
$759,000Est. $4,040/moWelcome to the Ibis! This luxury townhome by Toll Brothers invites you to wake up each day to the breathtaking beauty…
Listing Office: jacksonville tbi realty, llc
Pending52 Noble Oak DriveSt. Johns, FL 32259
4 bd · 3 ba · 2,995 sq ft
$739,000Est. $3,933/moExperience refined living in this exceptional Toll Brothers new construction home, where elegance meets modern design.…
Listing Office: jacksonville tbi realty, llc
Keep looking
Similar homes in St. Johns
Explore the area
More in St. Johns County
St. Johns County guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines