Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Shores, St. Johns — a new construction home in St. Johns County.

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Active

Active·1 day on market·Rivertown Shores

94 Slip Cove

St. Johns, FL 32259

$729,000$314/sqftEst. $3,759/moMLS# 2158953

Beds

Baths

2,324

Sq Ft

2025

Built

Garage

Pool

About this home

Rivertown Shores

Welcome home to the Osprey by Toll Brothers, set on one of the most coveted homesites in Shores at RiverTown. This home is set in a private cul-de-sac, backing to a lush preserve, with room to spare for a resort-style pool and a view of the St. Johns River from the upstairs loft. Few homesites in the community offer this level of privacy and space. Inside, dark luxury plank flooring runs through the main level, where the great room's fireplace sets the tone for evenings at home. A main-floor guest suite with full bath offers privacy for visitors. The garage, extended four feet, delivers the kind of flexibility you are look for; plenty if room for a golf cart, extra storage, or larger vehicles. Outside, the extended, paver-covered lanai is the ultimate entertaining space; ready for your dream outdoor kitchen, all overlooking your private preserve backdrop. This is more than just a home- it's where your best memories are waiting to happen.

Cost to own

Mortgage calculator

Home Price

$729,000

Down Payment: 20%

$145,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,759

Principal & Interest: $3,759

Property taxes (est.): $970

Insurance (est.): $486

Estimated Total Monthly

$5,215

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,759

Property taxesest. at asking price, St. Johns County$970

HOAbilled quarterly$136

Estimated total, before insurance$4,865/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,759/yr · $313/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,759/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Price change$729,000−$6,561,000
Aug 6, 2026Listed$7,290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$729,000

Price / Sq Ft$314

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,324

Acres0.22 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address94 Slip Cove, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Shores

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,583.2 sq ft

Parcel Number0007270360

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, River, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Instant Hot Water, Microwave, Tankless Water Heater

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Multi Units, Split System, Zoned

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)