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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a home near Bartram Trail High School.

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Active

Active·Listed today

317 Oakmoss Drive

St. Johns, FL 32259

$699,000$342/sqftEst. $3,631/moMLS# 2164675
3
Beds
2.5
Baths
2,046
Sq Ft
2027
Built
2
Garage
No
Pool

About this home

St. Johns

Welcome to the Macaw by Toll Brothers-a striking blend of luxury, location, and lifestyle nestled in the heart of Shores at RiverTown. Step through the grand two-story entry and be greeted by a sweeping oak staircase and soaring 20-foot ceilings in the great room and dining area. Natural light pours through oversized windows, casting a warm glow on every detail- from the custom lighting to the designer finishes that define this home. The chef-inspired kitchen is both functional and stunning, featuring modern cabinetry, a sleek designer backsplash, and top-of-the-line KitchenAid appliances. The open-concept design flows effortlessly, offering a perfect setting to entertain with style and ease. Upstairs, the loft overlooks the main living area--ideal for a game room, home office, or weekend movie nights. Whether sipping coffee on your private patio or watching sunsets over the river, life here feels like a permanent vacation. Schedule a tour today to start enjoying life on the river!

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,631
Principal & Interest: $3,631
Property taxes (est.): $930
Insurance (est.): $466
Estimated Total Monthly
$5,027
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,631
Property taxesest. at asking price, St. Johns County$930
HOAbilled monthly$315
Estimated total, before insurance$4,876/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,263/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,263/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 13, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,000
Price / Sq Ft$342
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,046
Acres0.07 acres
Year Built2027
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address317 Oakmoss Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Shores
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,049.2 sq ft
Parcel Number0007270510
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewRiver, Trees/Woods
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Zoned
CoolingCentral Air, Split System, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, In Unit, Lower Level, Sink
SecurityFire Sprinkler System, Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 13, 2026
Days on Market0
HOA Fees$315 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,262.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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