Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·45 days on market

52 Noble Oak Drive

St. Johns, FL 32259

$759,000$253/sqftEst. $3,906/moMLS# 2153140

Beds

Baths

2,995

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

St. Johns

Experience refined living in this exceptional Toll Brothers new construction home, where elegance meets modern design. This thoughtfully designed 4-bedroom, 3-bath residence offers a spacious open layout complemented by a versatile loft ideal for relaxing or entertaining. A tucked-away flex room on the main level provides the perfect space for a private office, guest suite, or study. At the heart of the home, the gourmet kitchen impresses with stacked cabinetry extending to the ceiling, a stunning waterfall island countertop, and all included appliances for seamless functionality. The expansive 2-car garage with a tandem extension offers added flexibility for storage or a third vehicle. With high-end finishes and meticulous craftsmanship throughout, this home delivers both luxury and everyday comfort in every detail. Exclusive gated neighborhood in RiverTown, situated along the St Johns River. Ask about availability of our boat slips!

Cost to own

Mortgage calculator

Home Price

$759,000

Down Payment: 20%

$151,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,906

Principal & Interest: $3,906

Property taxes (est.): $1,010

Insurance (est.): $506

Estimated Total Monthly

$5,422

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,906

Property taxesest. at asking price, St. Johns County$1,010

HOAbilled monthly$136

Estimated total, before insurance$5,052/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,521/yr · $377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$135,000	$110,000	—
2024	$100,000	$100,000	—
2023	$100,000	$100,000	—

2025 property taxes (current owner): $4,521/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Price change$759,000+$20,000
Aug 12, 2026Price change$739,000−$15,000
Aug 7, 2026Price change$754,000−$3,000
Aug 3, 2026Price change$757,000−$1,000
Jul 20, 2026Price change$758,000−$1,000
Jul 14, 2026Price change$759,000−$10,000
Jun 30, 2026Listed$769,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$759,000

Price / Sq Ft$253

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,995

Total Structure Area3,941 sq ft

Acres0.14 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2.5

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address52 Noble Oak Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Shores

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,098.4 sq ft

Parcel Number0007271190

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringCarpet

# of Stories2

LevelsTwo

LaundryIn Unit, Sink, Upper Level

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)