This home is in St. Johns — a home near Bartram Trail High School.
Pending·92 days on market
52 Noble Oak Drive
St. Johns, FL 32259
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Johns
Experience refined living in this exceptional Toll Brothers new construction home, where elegance meets modern design. This thoughtfully designed 4-bedroom, 3-bath residence offers a spacious open layout complemented by a versatile loft ideal for relaxing or entertaining. A tucked-away flex room on the main level provides the perfect space for a private office, guest suite, or study. At the heart of the home, the gourmet kitchen impresses with stacked cabinetry extending to the ceiling, a stunning waterfall island countertop, and all included appliances for seamless functionality. The expansive 2-car garage with a tandem extension offers added flexibility for storage or a third vehicle. With high-end finishes and meticulous craftsmanship throughout, this home delivers both luxury and everyday comfort in every detail. Exclusive gated neighborhood in RiverTown, situated along the St Johns River. Ask about availability of our boat slips!
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $135,000 | $110,000 | — |
| 2024 | $100,000 | $100,000 | — |
| 2023 | $100,000 | $100,000 | — |
2025 property taxes (current owner): $4,521/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 17, 2026Pending$739,000
- Sep 14, 2026Price change$739,000−$10,000
- Sep 2, 2026Price change$749,000−$10,000
- Aug 14, 2026Price change$759,000+$20,000
- Aug 12, 2026Price change$739,000−$15,000
- Aug 7, 2026Price change$754,000−$3,000
- Aug 3, 2026Price change$757,000−$1,000
- Jul 20, 2026Price change$758,000−$1,000
- Jul 14, 2026Price change$759,000−$10,000
- Jun 30, 2026Listed$769,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines