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This home is in Rivertown Shores, St. Johns.

Active

Active·Listed today·Rivertown Shores

76 Slip Cove

St. Johns, FL 32259

$755,270Est. $3,851/moMLS# 2157097
3
Beds
2
Baths
0
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Rivertown Shores

2200 square foot Mayflower floor plan by Toll Brothers. Located on a premier cul-de-sac home site at Shores at RiverTown, steps away from the St. Johns River.

Cost to own

Mortgage calculator

$755,270
$151,054
Loan Term
Monthly Payment
$3,851
Principal & Interest: $3,851
Property taxes (est.): $1,005
Insurance (est.): $504
Estimated Total Monthly
$5,359
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,851
Property taxesest. at asking price, St. Johns County$1,005
HOAbilled monthly$136
Estimated total, before insurance$4,992/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,759/yr · $313/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,759/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 25, 2026Listed$755,270

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$755,270
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Total Structure Area2,200 sq ft
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address76 Slip Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Shores
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0007270390
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Disposal, Gas Cooktop, Instant Hot Water, Microwave, Tankless Water Heater
HeatingZoned
CoolingCentral Air, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio
RoofShingle
ConstructionComposition Siding, Fiber Cement

Additional Information

Date ListedJuly 25, 2026
Days on Market0
HOA Fees$136 / Monthly
HOA FrequencyMonthly
Tax Amount$3,759.32
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionYes

The neighborhood

About Rivertown Shores

Rivertown Shores is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Shores homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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