Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

1 / 66

Active Under Contract

Active Under Contract·115 days on market

633 Kendall Crossing Drive

St. Johns, FL 32259

$475,000$234/sqftEst. $2,442/moMLS# 2142616

Beds

Baths

2,030

Sq Ft

2018

Built

Garage

Pool

About this home

St. Johns

Welcome to 633 Kendall Crossing Drive, a refined one story RiverTown residence with a tranquil pond view accented by palm trees. Luxury vinyl plank flooring creates a cohesive and elevated aesthetic throughout. The kitchen is beautifully curated with white cabinetry, light granite countertops, a striking blue backsplash, a contrasting darker wood island, and a built out pantry. Open living spaces flow seamlessly through sliding glass doors to a covered back porch, perfect for relaxed mornings and effortless entertaining, while a charming front porch enhances the home's inviting presence. This home offers four bedrooms and two full bathrooms, including a serene primary suite with a spacious walk in closet and a glass enclosed shower with tile to the ceiling. RiverTown residents enjoy resort style amenities including a riverfront pool, café and bar, tennis and basketball courts, jogging paths, dog parks, and more, creating a lifestyle where every day feels like a vacation.

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,442

Principal & Interest: $2,442

Property taxes (est.): $632

Insurance (est.): $317

Estimated Total Monthly

$3,391

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,442

Property taxesest. at asking price, St. Johns County$632

HOAbilled annually$4

Estimated total, before insurance$3,078/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,169/yr · $514/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$408,876	$232,630	—
2024	$416,501	$225,225	—
2023	$419,577	$222,063	—
2022	$374,493	$214,139	—
2021	$269,271	$206,446	—
2020	$263,419	$202,905	—

2025 property taxes (current owner): $6,169/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Active Under Contract$475,000
Jul 9, 2026Price change$475,000−$10,000
May 7, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000

Price / Sq Ft$234

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,030

Acres0.15 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address633 Kendall Crossing Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007090070

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

# of Stories1

LevelsOne