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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Windward Ranch, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jun 3, 2026·51 days on market·Recent sales in Windward Ranch·Windward Ranch

101 Seamount Way

St. Augustine, FL 32092

$670,000sold priceListed at $688,000 · 97.4% of asking$199/sqftMLS# 2132122
5
Beds
4.5
Baths
3,374
Sq Ft
2019
Built
3
Garage
No
Pool

7 more homes for sale in Windward Ranch →Search Windward Ranch on the map

HOA $143/moWaterfrontSingle Family Residence2 stories

About this home

Windward Ranch

Welcome to a rare find in Windward Ranch! A generously sized bonus room offers exceptional versatility, featuring its own closet and a full bathroom--ideal for use as a guest suite, private office, media room, or multi-generational living space. The expansive layout easily accommodates multiple furniture configurations, while the attached bath provides comfort and privacy. With ample storage and separation from the main living areas, this room functions seamlessly as a secondary primary suite or a true flex space tailored to your lifestyle needs. An exceptionally expansive lanai, includes a hot tub creating a true outdoor living retreat, overlooking a tranquil wooded lake that offers both privacy and picturesque natural views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,711
Property taxesest. at asking price, St. Johns County$892
HOAbilled quarterly$143
Estimated total, before insurance$4,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$670,000
$134,000
Loan Term
Monthly Payment
$3,711
Principal & Interest: $3,711
Property taxes (est.): $892
Insurance (est.): $447
Estimated Total Monthly
$5,049
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$573,960$394,661—
2024$603,038$382,831—
2023$530,929$370,224—
2022$509,686$357,984—
2021$414,683$346,101—
2020$373,150$323,150—

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
361 Coco Point, St. Augustine, FL 32092Listed by REAL BROKER LLCJul 2026$620,000$1964/33,16000.2
741 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$585,000$2134/3.52,748600.3
2512 N Waterleaf Drive, St. Augustine, FL 32092Listed by ENGEL & VOLKERS ST AUGUSTINENov 2025$585,000$2324/32,52450.6
2121 Sandy Branch Place, St. Augustine, FL 32092Listed by OPENDOOR BROKERAGE, LLC.Aug 2025$400,000$1525/3.52,6293870.6
471 Saint Kitts Loop, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$619,000$1964/43,165240.7
182 Saint Kitts Loop, St. Augustine, FL 32092Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Jul 2026$535,000$1974/3.52,7171100.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$688,000
Price / Sq Ft$204
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,374
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address101 Seamount Way, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionWindward Ranch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number027442 5420
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Jogging Path, Management - Part Time, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Solar Hot Water, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
Security24 Hour Security, Security Gate, Smoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Easement Access, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 15, 2026
Days on Market51
HOA Fees$428 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SIGNATURE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Windward Ranch

Windward Ranch is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Windward Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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