This home is in Windward Ranch, St. Augustine.

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Pending

Pending·65 days on market·Windward Ranch

741 Tintamarre Drive

St. Augustine, FL 32092

$599,000$218/sqftEst. $3,188/moMLS# 2144871

Beds

Baths

2,748

Sq Ft

2020

Built

Garage

Pool

About this home

Windward Ranch

A lifestyle of leisure and luxury awaits you in this exquisite 4 bedroom and 3.5 bath home in the Gated Community of Windward Ranch with low HOA and NO CDD Fees. This home faces a preserve, is on a quiet cul-de-sac and abuts to 106 acres of preserve with a 20 acre lake. Privacy at its best. Crafted with the intention to impress and clearly this objective has been achieved, resplendent tile floors flow graciously throughout the home. The open floor plan is perfect for entertaining with a grand kitchen, gathering room, a Flex Room by the entrance with French Doors, a separate dining room and a cafe off the kitchen for informal dining. The kitchen has quartz counter tops, subway backsplash and is open to the gathering room and Preserve backed lanai. The island provides double seating and is always the best spot in the house. The primary suite boasts a huge walk-in closet, double sinks, a garden tub and a separate walk-in shower.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,045

Principal & Interest: $3,045

Est. Taxes & Insurance: $761

Estimated Total Monthly

$3,806

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188

Property taxesest. at asking price, St. Johns County$797

HOAbilled quarterly$143

Estimated total, before insurance$4,128/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$495,562	$347,198	—
2024	$513,654	$336,706	—
2023	$453,889	$325,443	—
2022	$434,254	$314,508	—
2021	$351,856	$301,856	—
2020	$60,000	$60,000	—

2024 property taxes (current owner): $4,609/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,470 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History