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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Windward Ranch, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Jul 29, 2026·0 days on market·Recent sales in Windward Ranch·Windward Ranch

361 Coco Point

St. Augustine, FL 32092

$620,000sold priceListed at $620,000 · 100% of asking$196/sqftMLS# 2156522
4
Beds
3
Baths
3,160
Sq Ft
2019
Built
3
Garage
No
Pool

7 more homes for sale in Windward Ranch →Search Windward Ranch on the map

HOA $143/mo13,068 sqft lotSingle Family Residence1 story

About this home

Windward Ranch

NO CDD! Live the ultimate Florida lifestyle in this gorgeous 4-bedroom, 3-bath home on a premium 0.30-acre preserve cul-de-sac lot in the gated Windward Ranch community! Enjoy a paver driveway, 3-car garage, and an expansive side and backyard surrounded by mature shade trees--offering plenty of space for kids and pets to play or to add your dream pool, fire pit, or outdoor living area. Windward Ranch residents enjoy exceptional resort-style amenities, including a pool, sports courts, fitness center, mini golf course, and more! Conveniently located just minutes from Historic Downtown St. Augustine and close to shopping, dining, and everyday conveniences. Don't miss this incredible opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, St. Johns County$825
HOAbilled quarterly$143
Estimated total, before insurance$4,402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,673
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 29, 2026Closed$620,000
  • Jul 22, 2026Listed$620,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
101 Seamount Way, St. Augustine, FL 32092Listed by SIGNATURE REALTY ASSOCIATESJun 2026$670,000$1995/4.53,374510.2
64 Nevis Peak Lane, St. Augustine, FL 32092Listed by REAL BROKER LLCFeb 2026$450,000$1984/22,2762760.4
614 Tintamarre Drive, St. Augustine, FL 32092Listed by EXP REALTY LLCFeb 2026$540,000$2374/22,2761070.4
741 Tintamarre Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$585,000$2134/3.52,748600.5
105 Crown Colony Road, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLCJul 2026$517,000$2284/32,2641660.5
121 Willow Creek Court, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYSep 2025$500,000$2154/32,325290.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$196
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,160
Acres0.30 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address361 Coco Point, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionWindward Ranch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size13,068 sq ft
Parcel Number0274424990

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesPrimary Downstairs
AppliancesDishwasher, Disposal
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Irregular Lot, Wooded
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 22, 2026
Days on Market0
HOA Fees$428 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Windward Ranch

Windward Ranch is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Windward Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines