This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active Under Contract·137 days on market
1818 2nd Street N
Jacksonville Beach, FL 32250
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville Beach
Live the ultimate beach lifestyle in Jacksonville Beach just 2 blocks from the ocean in this stunning 3-story townhome offering low-maintenance living and luxury finishes throughout. Filled with natural light, this 3-bedroom, 3.5-bath home features an open-concept floor plan with porcelain wood-look tile, plantation shutters, and a gourmet kitchen complete with a large quartz island, KitchenAid appliances, gas cooktop, wine cooler, and soft-close white cabinetry. A dramatic 3-panel sliding glass door opens to a spacious balcony perfect for entertaining. The third-floor primary suite offers vaulted ceilings, a freestanding soaking tub, and oversized glass shower. Enjoy a private backyard with a custom putting green, plus a 2-car garage and additional parking on the paver driveway. Coastal living at its best!
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,110,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $924,667 | $923,993 | — |
| 2024 | $839,994 | $839,994 | — |
| 2023 | $923,966 | $923,966 | — |
| 2022 | $828,495 | $778,495 | — |
| 2021 | $585,423 | $438,231 | — |
| 2020 | $567,667 | $567,667 | — |
2025 property taxes (current owner): $17,048/yr
Estimated taxes if purchased at asking price: ~$23,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Active Under Contract$1,195,000
- Sep 21, 2026Price change$1,195,000−$55,000
- Aug 10, 2026Price change$1,250,000−$49,999
- Jul 23, 2026Price change$1,299,999−$35,001
- May 30, 2026Listed$1,335,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $477/sq ft; this home is listed at $531/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 917 1st Street N 1001, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Oct 2026 | $1,499,000 | $661 | 3/3 | 2,269 | 1 | 0.6 |
| 932 1st Street N 203, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $950,000 | $386 | 3/3.5 | 2,463 | 50 | 0.6 |
| 932 1st Street N 701, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $1,222,500 | $488 | 3/3.5 | 2,505 | 51 | 0.6 |
| 404 9th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jun 2026 | $611,000 | $319 | 4/3.5 | 1,915 | 81 | 0.6 |
| 932 1st Street N 501, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $1,196,000 | $477 | 3/3.5 | 2,505 | 42 | 0.6 |
| 342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $670,000 | $357 | 3/3.5 | 1,876 | 517 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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